Learn what a mutual fund and SIP actually do, then open every current fund house and fund in one searchable directory. Each detailed page points back to official AMFI and AMC documents.
A mutual fund is the vehicle. SIP is only one way of putting money into it.
Many investors' money is pooled into one scheme. A professional fund manager invests that pool according to a stated objective — for example in shares, bonds, gold or a mix. You own units, and their value changes with the scheme's net asset value (NAV).
A Systematic Investment Plan is an instruction to invest a fixed amount at regular intervals. If you invest ₹5,000 monthly, you buy more units when NAV is lower and fewer when NAV is higher. SIP supports discipline; it does not remove market risk or guarantee profit.
The exact SEBI category appears on every fund page.
Large cap, mid cap, small cap, flexi cap, focused, sectoral, thematic and ELSS categories. Usually more volatile.
Overnight, liquid, duration, corporate bond, credit-risk and gilt categories. Exposed to rate, credit and liquidity risk.
A mix such as equity and debt, sometimes with gold or derivatives. Risk depends on the actual allocation.
Goal-labelled schemes may carry lock-ins or exit restrictions. Match the scheme rules to the goal date.
Passive or feeder structures may add tracking difference, overseas, commodity or underlying-fund costs.
Use the dated numbers on a fund page, then confirm them in the current official document.
Price per unit, not a score. A lower NAV does not mean a fund is cheaper or better.
Both hold the same portfolio. Regular plans include distributor commission in expenses; direct plans do not.
Growth retains gains inside NAV. IDCW may distribute from distributable surplus and reduces NAV when paid.
Annual operating cost charged to the scheme. It changes, so check the date and current AMC/AMFI TER disclosure.
A charge that may apply when units are redeemed before a stated period. It is separate from tax.
SEBI-prescribed risk level for the scheme. It can change as the portfolio changes.
Largest current securities in the portfolio. Holdings and weights change monthly; use the live official portfolio.
Understand the tax treatment before choosing a product or taking a payout.
For qualifying transfers on or after 23 July 2024: gains on units held up to 12 months are taxed at 20%; longer-held units at 12.5% on aggregate eligible long-term gains exceeding ₹1.25 lakh per financial year. STT conditions apply; the threshold is not per fund.
There is no single tax rate for every non-equity fund. Specified mutual funds acquired from 1 April 2023 have special deemed short-term rules. Other funds depend on classification, purchase date, listing and holding period. Check the scheme’s current tax note before selling.
IDCW distributions are taxable in the investor’s hands. Each SIP instalment has its own holding period. Eligible ELSS investments share the old-regime ₹1.5 lakh deduction ceiling and have a three-year lock-in; a deduction does not make redemption gains tax-free.
Educational summary for individual investors, not a personal tax calculation. Applicable surcharge and cess are additional where relevant. Confirm the applicable tax year, residency and current law with a tax professional. Sources reviewed 12 September 2026; linked guidance may use Income-tax Act, 1961 section references.
Original wordmarks supplied by AMFI; no logo has been redesigned.
57 fund houses shown
360 ONE Mutual Fund12 current fundsView funds →
Abakkus Mutual Fund4 current fundsView funds →
Aditya Birla Sun Life Mutual Fund104 current fundsView funds →
AlphaGrep Mutual Fund3 current fundsView funds →
Angel One Mutual Fund11 current fundsView funds →
ASK MUTUAL FUND1 current fundsView funds →
Axis Mutual Fund88 current fundsView funds →
Bajaj Finserv Mutual Fund25 current fundsView funds →
Bandhan Mutual Fund78 current fundsView funds →
Bank of India Mutual Fund24 current fundsView funds →
Baroda BNP Paribas Mutual Fund48 current fundsView funds →
Canara Robeco Mutual Fund27 current fundsView funds →
Capitalmind Mutual Fund4 current fundsView funds →
Carnelian Mutual Fund0 current fundsView funds →
Choice Mutual Fund4 current fundsView funds →
DSP Mutual Fund91 current fundsView funds →
Edelweiss Mutual Fund76 current fundsView funds →
Franklin Templeton Mutual Fund42 current fundsView funds →
Groww Mutual Fund62 current fundsView funds →
HDFC Mutual Fund111 current fundsView funds →
Helios Mutual Fund8 current fundsView funds →
HSBC Mutual Fund45 current fundsView funds →
ICICI Prudential Mutual Fund154 current fundsView funds →
IL&FS Mutual Fund (IDF)3 current fundsView funds →
Invesco Mutual Fund47 current fundsView funds →
ITI Mutual Fund20 current fundsView funds →
Jio BlackRock Mutual Fund15 current fundsView funds →
JM Financial Mutual Fund20 current fundsView funds →
Kotak Mahindra Mutual Fund118 current fundsView funds →
Lakshya Mutual Fund0 current fundsView funds →
LIC Mutual Fund43 current fundsView funds →
Mahindra Manulife Mutual Fund27 current fundsView funds →
Mirae Asset Mutual Fund98 current fundsView funds →
Monarch Mutual Fund0 current fundsView funds →
Motilal Oswal Mutual Fund89 current fundsView funds →
Navi Mutual Fund17 current fundsView funds →
Nippon India Mutual Fund108 current fundsView funds →
NJ Mutual Fund7 current fundsView funds →
Nuvama Mutual Fund0 current fundsView funds →
Old Bridge Mutual Fund3 current fundsView funds →
PGIM India Mutual Fund25 current fundsView funds →
PPFAS Mutual Fund7 current fundsView funds →
quant Mutual Fund30 current fundsView funds →
Quantum Mutual Fund14 current fundsView funds →
Samco Mutual Fund13 current fundsView funds →
SBI Mutual Fund122 current fundsView funds →
Shriram Mutual Fund10 current fundsView funds →
Sundaram Mutual Fund40 current fundsView funds →
Tata Mutual Fund67 current fundsView funds →
Taurus Mutual Fund10 current fundsView funds →
The Wealth Company Mutual Fund11 current fundsView funds →
Trust Mutual Fund11 current fundsView funds →
Unifi Mutual Fund3 current fundsView funds →
Union Mutual Fund32 current fundsView funds →
UTI Mutual Fund85 current fundsView funds →
WhiteOak Capital Mutual Fund22 current fundsView funds →
Zerodha Mutual Fund22 current fundsView funds →Fund houses come from AMFI's current member list. Fund pages consolidate NAV entries reported within each AMC's latest 35-day reporting window into base schemes, so regular/direct and growth/IDCW variants do not appear as separate funds. Old discontinued schemes are not presented as current.
Verification date: 06 September 2026Educational support only — no promise of returns.
