Aditya Birla Sun Life Banking & PSU Debt Fund

Primarily market-linked growth exposure

To generate reasonable returns by primarily investing in debt and money market securities that are issued by Banks, Public Sector Undertakings (PSUs) and Public Financial Institutions (PFIs) in India.

How the money may be invested

Under normal circumstances, the asset allocation pattern shall be as under: Debt * and Money Market Instruments, issued by Scheduled Commercial Banks, Public Sector Undertakings (PSUs) & Public Financial Institutions (PFIs) and Municipal Bonds - 80 -100% Debt* (including government securities) and Money Market Instruments issued by entities other than the above @^ - 0 – 20% Units issued by InvITs- 0 - 10% *Including investments in securitized debt up to 50% of the net assets except foreign securitized debt. @The non- banking, non PSU part of the portfolio will have exposure to companies from the private sector. ^The scheme will invest in State Development Loans and UDAY Bonds issued by PSU & PFI.

SEBI category

Debt Scheme - Banking and PSU Debt Fund

Fund type

An open ended debt scheme predominantly investing in debt instruments of banks, Public Sector Undertakings, Public Financial Institutions and Municipal Bonds. A relatively high interest rate risk and moderate credit risk.

Primary benchmark

Nifty Banking & PSU Debt Index A-II

Use the latest monthly portfolio

Top holdings are the largest securities currently owned by the scheme. Names and weights can change every month, so a copied list can become misleading. Open the AMC's current official portfolio or factsheet below and look for this exact fund name.

Manager and scheme tenure

Fund manager(s)

Mr. Kaustubh Gupta · Mr. Harshil Suvarnkar

Manager tenure on this scheme

Mr. Kaustubh Gupta — since 29 September 2009 · Mr. Harshil Suvarnkar — since 22 March 2021

Role / co-management

Mr. Kaustubh Gupta — Comanage · Mr. Harshil Suvarnkar — Comanage

The tenure above is experience managing this scheme, not the manager's total career experience. For education, qualifications and prior roles, open the latest official AMC factsheet or manager profile below.

Latest NAV records

NAV is a per-unit accounting value. Compare returns, portfolio, risk and cost — never choose a fund only because its NAV looks low.

What you pay and how money moves

Stated expense ratio

Regular: 0.62% · Direct: 0.33%

Exit load

Nil

Minimum application

1000 · multiples of 1

SIP frequency

Once a month · Once a week · Four times a month · Specific dates in a month

Minimum SIP amount

1000

Minimum instalments

6

How a mutual-fund investment is paid

1. Complete KYCIdentity, PAN, bank and contact verification are required.
2. Choose route and optionUnderstand direct vs regular and growth vs IDCW before selecting.
3. Choose SIP or lump sumSIP uses an automated mandate; lump sum is a one-time payment.
4. Receive units at applicable NAVCut-off time, cleared funds and scheme rules determine the applicable NAV.
5. Review, do not chaseTrack goal fit, risk, manager/mandate changes, costs and portfolio — not daily noise.

Download and verify at source

The packaged Scheme Summary PDF is the official AMFI file, unchanged. Live AMC links are included for time-sensitive factsheets, top holdings and portfolios.

Source verification date: 06 September 2026. If a live document differs from this page, rely on the newer official document.