A goal-oriented mutual-fund structure
The primary investment objective of the Scheme is income generation and capital appreciation for its investors which will be in line with their retirement goals by investing in a mix of equity, equity related instruments along with debt and money market instruments. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes’ objectives will be achieved.
Investors whose goal and access needs match the scheme's lock-in or exit rules.
Market risk plus any lock-in, exit restriction and goal-timing mismatch.
How the money may be invested
Under normal circumstances, the asset allocation of the Scheme will be as follows: Instruments - Risk Profile - Range Equity & Equity related instruments- Medium to High- 80%-100% Debt & Money Market Instruments - Low to Medium - 0%-20%
- SEBI category
- Solution Oriented Scheme - Retirement Fund
- Fund type
- An open-ended retirement solution oriented scheme having a lock-in of 5 years or till retirement age (whichever is earlier)
- Primary benchmark
- Nifty 500 TRI
Use the latest monthly portfolio
Top holdings are the largest securities currently owned by the scheme. Names and weights can change every month, so a copied list can become misleading. Open the AMC's current official portfolio or factsheet below and look for this exact fund name.
Manager and scheme tenure
- Fund manager(s)
- Mr. Jonas Bhutta
- Manager tenure on this scheme
- Mr. Jonas Bhutta — since 31 October 2024
- Role / co-management
- Mr. Jonas Bhutta — Primary
The tenure above is experience managing this scheme, not the manager's total career experience. For education, qualifications and prior roles, open the latest official AMC factsheet or manager profile below.
Latest NAV records
NAV is a per-unit accounting value. Compare returns, portfolio, risk and cost — never choose a fund only because its NAV looks low.
| Plan / option reported by AMFI | NAV | Date |
|---|---|---|
| Aditya Birla Sun Life Retirement Fund-The 30s Plan - Direct Plan - GROWTH | ₹25.6250 | 04 Sep 2026 |
| Aditya Birla Sun Life Retirement Fund-The 30s Plan - Direct Plan - IDCW | ₹20.8590 | 04 Sep 2026 |
| Aditya Birla Sun Life Retirement Fund-The 30s Plan - Regular Plan - GROWTH | ₹22.8860 | 04 Sep 2026 |
| Aditya Birla Sun Life Retirement Fund-The 30s Plan - Regular Plan - IDCW | ₹18.6320 | 04 Sep 2026 |
What you pay and how money moves
- Stated expense ratio
- Regular: 2.1% · Direct: 0.97%
- Exit load
- Nil
- Minimum application
- 1000 · multiples of 1
- SIP frequency
- Once a month · Once a week · Four times a month · Specific dates in a month
- Minimum SIP amount
- 500
- Minimum instalments
- 6
How a mutual-fund investment is paid
- Complete KYCIdentity, PAN, bank and contact verification are required.
- Choose route and optionUnderstand direct vs regular and growth vs IDCW before selecting.
- Choose SIP or lump sumSIP uses an automated mandate; lump sum is a one-time payment.
- Receive units at applicable NAVCut-off time, cleared funds and scheme rules determine the applicable NAV.
- Review, do not chaseTrack goal fit, risk, manager/mandate changes, costs and portfolio — not daily noise.
Download and verify at source
The packaged Scheme Summary PDF is the official AMFI file, unchanged. Live AMC links are included for time-sensitive factsheets, top holdings and portfolios.
Source verification date: 06 September 2026. If a live document differs from this page, rely on the newer official document.