A goal-oriented mutual-fund structure
The investment objective of the Investment Plan(s) under the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity, debt and other instruments to help investors meet their retirement goals. However, there can be no assurance that the investment objective of the Scheme will be achieved. To generate regular income through investments predominantly in debt and money market instruments and to generate long term capital appreciation by investing certain portion of the portfolio in equity and equity related securities. The Investment Plan may also invest in units of Gold ETF or units of REITs & InvITs for income generation / wealth creation.
Investors whose goal and access needs match the scheme's lock-in or exit rules.
Market risk plus any lock-in, exit restriction and goal-timing mismatch.
How the money may be invested
Equity and Equity related instruments - (20%-40%),Debt & Money Market Instruments - (40%-80%),Gold ETF - (0%-10%),Units issued by InvITs - (0%-10%)
- SEBI category
- Solution Oriented - Retirement Fund
- Fund type
- Open Ended
- Primary benchmark
- CRISIL Hybrid 75+25 - Conservative Index
Use the latest monthly portfolio
Top holdings are the largest securities currently owned by the scheme. Names and weights can change every month, so a copied list can become misleading. Open the AMC's current official portfolio or factsheet below and look for this exact fund name.
Manager and scheme tenure
- Fund manager(s)
- Mr. Jayesh Sundar, Mr. Devang Shah, Mr. Hardik Shah, Ms. Krishnaa N
- Manager tenure on this scheme
- Since Mr. Jayesh Sundar - 24th January 2024, Mr. Devang Shah - 05th April, 2024, Hardik Shah - 05th April, 2024, Ms. Krishnaa N - 01st March 2024
- Role / co-management
- Mr. Jayesh Sundar - Comanage/Domestic Equities, Mr. Devang Shah - Comanage/Domestic Equities, Mr. Hardik Shah - Comanage/Fixed Income, Ms. Krishnaa N - Foreign Securities
The tenure above is experience managing this scheme, not the manager's total career experience. For education, qualifications and prior roles, open the latest official AMC factsheet or manager profile below.
Latest NAV records
NAV is a per-unit accounting value. Compare returns, portfolio, risk and cost — never choose a fund only because its NAV looks low.
| Plan / option reported by AMFI | NAV | Date |
|---|---|---|
| Axis Retirement Fund - Conservative Plan - Direct Plan - Growth Option | ₹17.5812 | 04 Sep 2026 |
| Axis Retirement Fund - Conservative Plan - Direct Plan - IDCW Option | ₹16.0198 | 04 Sep 2026 |
| Axis Retirement Fund - Conservative Plan - Regular Plan - Growth Option | ₹15.9156 | 04 Sep 2026 |
| Axis Retirement Fund - Conservative Plan - Regular Plan - IDCW Option | ₹14.6662 | 04 Sep 2026 |
What you pay and how money moves
- Stated expense ratio
- Regular 2.16%, Direct 1.27%
- Exit load
- Nil
- Minimum application
- 5000 · multiples of 1
- SIP frequency
- SIP - Daily / Weekly / Monthly / Yearly SWP - Weekly / Monthly / Quarterly / Halfyearly / Yearly STP - Daily / Weekly / Fortnightly / Monthly / Quarterly
- Minimum SIP amount
- SIP Daily, Weekly - 100, Monthly 1000.00, SIP Yearly - 12000.00 SWP - 1000 STP - Daily, Weekly, Fortnightly, Monthly - 1000 and Quarterly 3000.00
- Minimum instalments
- SIP Daily -6, Weekly - 6, Monthly - 6 SIP - Yearly - 3 SWP - Weekly - 5, Monthly - 6, Quarterly - 4, Halfyearly - 4, Yearly - 2 STP - Daily -6, Weekly - 6, Fortnightly -6, Monthly - 6, Quarterly -2.
How a mutual-fund investment is paid
- Complete KYCIdentity, PAN, bank and contact verification are required.
- Choose route and optionUnderstand direct vs regular and growth vs IDCW before selecting.
- Choose SIP or lump sumSIP uses an automated mandate; lump sum is a one-time payment.
- Receive units at applicable NAVCut-off time, cleared funds and scheme rules determine the applicable NAV.
- Review, do not chaseTrack goal fit, risk, manager/mandate changes, costs and portfolio — not daily noise.
Download and verify at source
The packaged Scheme Summary PDF is the official AMFI file, unchanged. Live AMC links are included for time-sensitive factsheets, top holdings and portfolios.
Source verification date: 06 September 2026. If a live document differs from this page, rely on the newer official document.