A managed mix of asset classes or strategies
The primary objective of the scheme is to seek to generate long term capital appreciation with relatively lower volatility through systematic allocation of funds into equity and equity related instruments; and for defensive purposes in equity derivatives. The secondary objective of the scheme will be to generate income and capital appreciation through investment in Debt & Money Market instruments. There is no assurance or guarantee that the objectives of the scheme will be realised.
Investors who understand that the risk depends on the scheme's actual equity, debt and derivative mix.
Market, credit, interest-rate and allocation risk can operate together.
How the money may be invested
Equities & Equity related instruments - 20%-90%, Debt securities & Money Market Instruments (including Cash & Cash equivalent) - 10%-80%
- SEBI category
- Dynamic Asset Allocation or Balanced Advantage
- Fund type
- An open ended dynamic asset allocation fund
- Primary benchmark
- NIFTY 50 Hybrid Composite debt 50:50 Index
Use the latest monthly portfolio
Top holdings are the largest securities currently owned by the scheme. Names and weights can change every month, so a copied list can become misleading. Open the AMC's current official portfolio or factsheet below and look for this exact fund name.
Manager and scheme tenure
- Fund manager(s)
- Mr. Manish Gunwani (equity portfolio), Mr. Vishal Biraia (equity portfolio). and Mr. Brijesh Shah (debt portfolio)
- Manager tenure on this scheme
- Since Mr. Manish Gunwani (24th january 2024) & Mr. Prateek Poddar (07th June 2024) and Mr. Brijesh Shah (16th July 2022).
- Role / co-management
- Mr. Manish Gunwani (24th january 2024) & Mr. Vishal Biraia (02nd December 2024) and Mr. Brijesh Shah (16th July 2022).
The tenure above is experience managing this scheme, not the manager's total career experience. For education, qualifications and prior roles, open the latest official AMC factsheet or manager profile below.
Latest NAV records
NAV is a per-unit accounting value. Compare returns, portfolio, risk and cost — never choose a fund only because its NAV looks low.
| Plan / option reported by AMFI | NAV | Date |
|---|---|---|
| BANDHAN Balanced Advantage Fund - Direct Plan - Growth | ₹29.8140 | 04 Sep 2026 |
| BANDHAN Balanced Advantage Fund - Direct Plan - IDCW | ₹16.5190 | 04 Sep 2026 |
| BANDHAN Balanced Advantage Fund - Regular Plan - Growth | ₹25.4190 | 04 Sep 2026 |
| BANDHAN Balanced Advantage Fund - Regular Plan - IDCW | ₹14.1750 | 04 Sep 2026 |
What you pay and how money moves
- Stated expense ratio
- Regular 2.32%, Direct 1.07%
- Exit load
- Entry Load Nil. Exit load w.e.f 10-Feb-2025:(for each purchase including SIP/STP-in registered) -If redeemed/switched out on/within 90 days from the date of allotment - 0.50% of the applicable NAV. If redeemed/switched out after 90 days from the date of allotment - Nil.
- Minimum application
- Rs.1000 · multiples of any amount
- SIP frequency
- SIP Details: MONTHLY, Quarterly,SWP For SWP - Monthly/ Quaterly/ Half yearly/ Annualy/ March Payout as per the SWP plan chosen by the investorSTPFor STP -Daily/ Weekly (datewise, Daywise)/ Fortnightly/ Monthly/ Quarterly as per the STP plan chosen by the investor
- Minimum SIP amount
- SIP - Rs.100 SWP - Rs.200 STP - Rs.500/- and any amount thereafter (for Fixed amount / Fixed Percentage option)
- Minimum instalments
- SIP: 6 SWP: 6 STP: 6
How a mutual-fund investment is paid
- Complete KYCIdentity, PAN, bank and contact verification are required.
- Choose route and optionUnderstand direct vs regular and growth vs IDCW before selecting.
- Choose SIP or lump sumSIP uses an automated mandate; lump sum is a one-time payment.
- Receive units at applicable NAVCut-off time, cleared funds and scheme rules determine the applicable NAV.
- Review, do not chaseTrack goal fit, risk, manager/mandate changes, costs and portfolio — not daily noise.
Download and verify at source
The packaged Scheme Summary PDF is the official AMFI file, unchanged. Live AMC links are included for time-sensitive factsheets, top holdings and portfolios.
Source verification date: 06 September 2026. If a live document differs from this page, rely on the newer official document.