Bandhan Banking and PSU Debt Fund

Primarily market-linked growth exposure

The Scheme seeks to generate returns through investments in debt and money market instruments predominantly issued by entities such as Banks, Public Sector Undertakings (PSUs) and Public Financial Institutions(PFIs)

How the money may be invested

Debt Securities (including securitised debt) & Money Market Instruments issued by Banks, Public Sector Undertakings (PSUs), Public Financial Institutions (PFIs) and Municipal Bonds - 80%-100%, Government Securities (including State Development Loans, Treasury Bills / Cash Management Bills), Debt Securities (including securitised debt) & Money Market Instruments issued by other entities and Units issued by InvITs, within which - 0%-20%, Units issued by InvITs - 0%-10%

SEBI category

Banking and PSU

Fund type

An open ended debt scheme predominantly investing in debt instruments of banks, Public Sector Undertakings, Public Financial Institutions and Municipal Bonds.

Primary benchmark

Nifty Banking & PSU Debt Index A-II

Use the latest monthly portfolio

Top holdings are the largest securities currently owned by the scheme. Names and weights can change every month, so a copied list can become misleading. Open the AMC's current official portfolio or factsheet below and look for this exact fund name.

Manager and scheme tenure

Fund manager(s)

Mr. Gautam Kaul · Mr. Suyash Choudhary

Manager tenure on this scheme

Mr. Gautam Kaul — since 01-Dec-2021 · Mr. Suyash Choudhary — since 28-Jul-2021

Role / co-management

Mr. Gautam Kaul — Comanage · Mr. Suyash Choudhary — Comanage

The tenure above is experience managing this scheme, not the manager's total career experience. For education, qualifications and prior roles, open the latest official AMC factsheet or manager profile below.

Latest NAV records

NAV is a per-unit accounting value. Compare returns, portfolio, risk and cost — never choose a fund only because its NAV looks low.

What you pay and how money moves

Stated expense ratio

Regular 0.66%, Direct 0.36%

Exit load

Nil

Minimum application

Rs.1000 · multiples of any amount

SIP frequency

SIP Details: MONTHLY, Quarterly, STP Details: Daily, Weekly (datewise, Daywise), Fortnightly, Monthly , SWP Details: Monthly, Quaterly, half yearly & Annualy

Minimum SIP amount

SIP Details: Rs.100 , STP Details: Rs.500 , SWP Details: Rs.200

Minimum instalments

SIP Details: 6 , STP Details: 6 , SWP Details: 6

How a mutual-fund investment is paid

1. Complete KYCIdentity, PAN, bank and contact verification are required.
2. Choose route and optionUnderstand direct vs regular and growth vs IDCW before selecting.
3. Choose SIP or lump sumSIP uses an automated mandate; lump sum is a one-time payment.
4. Receive units at applicable NAVCut-off time, cleared funds and scheme rules determine the applicable NAV.
5. Review, do not chaseTrack goal fit, risk, manager/mandate changes, costs and portfolio — not daily noise.

Download and verify at source

The packaged Scheme Summary PDF is the official AMFI file, unchanged. Live AMC links are included for time-sensitive factsheets, top holdings and portfolios.

Source verification date: 06 September 2026. If a live document differs from this page, rely on the newer official document.