BANDHAN EQUITY SAVINGS FUND

Primarily market-linked growth exposure

The Scheme seek to generate income by predominantly investing in arbitrage opportunities in the cash and derivatives segments of the equity markets along with debt and money market instruments and to generate long-term capital appreciation by investing a portion of the Scheme’s assets in equity and equity related instruments.

How the money may be invested

Equities & Equity related instruments (including derivatives), 65% - 80%, within which- Net Equity Arbitrage Exposure - 20%-60%, Net Long Equity Exposure (un-hedged) - 10% - 45%, Debt & Money Market instruments (including Government securities, Securitised debt, Margin money/FD) and Units issued by InvITs, - 20% - 35%, within which Units issued by InvITs - 0%-10%

SEBI category

Equity Savings

Fund type

An open ended scheme investing in equity, arbitrage and debt

Primary benchmark

CRISIL Equity Savings Index

Use the latest monthly portfolio

Top holdings are the largest securities currently owned by the scheme. Names and weights can change every month, so a copied list can become misleading. Open the AMC's current official portfolio or factsheet below and look for this exact fund name.

Manager and scheme tenure

Fund manager(s)

Mr. Kapil Kankonkar · Mr. Viraj Kulkarni · Mr. Harshal Joshi · Ms. Ritika Behera · Mr. Gaurav Satra · Mr. Brijesh Shah

Manager tenure on this scheme

Since Mr. Kapil Kankonkar (16-Jun-2025), Mr. Viraj Kulkarni (01-07-2022) & Mr. Harshal Joshi (20-Oct-2016), Ms. Ritika Behera (Since 2021), Mr. Gaurav Satra (Equity Portion) (Since 2021) and Mr. Brijesh Shah (Debt Portion) (Since 2021)

Role / co-management

Comanage - Equity Portion: Mr. Kapil Kankonkar and Mr. Viraj Kulkarni ; Comanage - Debt Portion - Mr. Harshal Joshi; Comanage - Foreign/overseas investment: Ms. Ritika Behera (Equity Portion), Mr. Gaurav Satra (Equity Portion) and Mr. Brijesh Shah (Debt Portion)

The tenure above is experience managing this scheme, not the manager's total career experience. For education, qualifications and prior roles, open the latest official AMC factsheet or manager profile below.

Latest NAV records

NAV is a per-unit accounting value. Compare returns, portfolio, risk and cost — never choose a fund only because its NAV looks low.

What you pay and how money moves

Stated expense ratio

Regular 1.57%, Direct 0.66%

Exit load

Entry Load: Nil Exit Load: If redeemed/switched out within 7 days from the date of allotment: - For 10% of investment: Nil . For remaining investment: 0.25% of applicable NAV. If redeemed/switched out after 7 days from the date of allotment: Nil.

Minimum application

Rs.1000 · multiples of Any amount thereafter

SIP frequency

SIP Details: MONTHLY, Quarterly,SWP For SWP - Monthly/ Quaterly/ Half yearly/ Annualy/ March Payout as per the SWP plan chosen by the investorSTPFor STP -Daily/ Weekly (datewise, Daywise)/ Fortnightly/ Monthly/ Quarterly as per the STP plan chosen by the investor

Minimum SIP amount

SIP - Rs.100 SWP - Rs.200 STP - Rs.500/- and any amount thereafter (for Fixed amount / Fixed Percentage option)

Minimum instalments

SIP: 6 SWP: 6 STP: 6

How a mutual-fund investment is paid

1. Complete KYCIdentity, PAN, bank and contact verification are required.
2. Choose route and optionUnderstand direct vs regular and growth vs IDCW before selecting.
3. Choose SIP or lump sumSIP uses an automated mandate; lump sum is a one-time payment.
4. Receive units at applicable NAVCut-off time, cleared funds and scheme rules determine the applicable NAV.
5. Review, do not chaseTrack goal fit, risk, manager/mandate changes, costs and portfolio — not daily noise.

Download and verify at source

The packaged Scheme Summary PDF is the official AMFI file, unchanged. Live AMC links are included for time-sensitive factsheets, top holdings and portfolios.

Source verification date: 06 September 2026. If a live document differs from this page, rely on the newer official document.