Primarily market-linked growth exposure
The Scheme seeks to generate long-term capital appreciation by investing predominantly in equity and equity related instruments of companies engaged in financial services sector.
Investors with a long horizon who can tolerate meaningful falls in value.
Share-price volatility, valuation risk, concentration and tracking risk where applicable.
How the money may be invested
Securities belonging to the Equity and equity related instruments of companies engaged in financial services sector - 80%-100%, Equities & Equity related securities other than above and overseas securities* - 0% - 20% Debt Securities and Money Market Instruments (including Government securities, Securitised debt) - 0%- 20% Units issued by InvITs - 0% - 10%
- SEBI category
- Sector Fund
- Fund type
- (Sector Fund - An open ended equity scheme investing in Financial Services Sector)
- Primary benchmark
- Nifty Financial Services TRI Index
Use the latest monthly portfolio
Top holdings are the largest securities currently owned by the scheme. Names and weights can change every month, so a copied list can become misleading. Open the AMC's current official portfolio or factsheet below and look for this exact fund name.
Manager and scheme tenure
- Fund manager(s)
- Ms. Ritu Modi (equity portfolio), Mr. Harshvardhan Agrawal (equity portfolio) & Mr. Harshal Joshi (debt portfolio)
- Manager tenure on this scheme
- Since Ms. Ritu Modi w.e.f. December 02, 2024 & Mr. Harshvardhan Agarwal w.e.f. June 07, 2024 (equity portion). Mr. Harshal Joshi w.e.f. July 28, 2023 (debt portion).
- Role / co-management
- Primary
The tenure above is experience managing this scheme, not the manager's total career experience. For education, qualifications and prior roles, open the latest official AMC factsheet or manager profile below.
Latest NAV records
NAV is a per-unit accounting value. Compare returns, portfolio, risk and cost — never choose a fund only because its NAV looks low.
| Plan / option reported by AMFI | NAV | Date |
|---|---|---|
| BANDHAN FINANCIAL SERVICES FUND - Direct Plan - Growth | ₹15.9070 | 04 Sep 2026 |
| BANDHAN FINANCIAL SERVICES FUND - Direct Plan - IDCW | ₹13.8760 | 04 Sep 2026 |
| BANDHAN FINANCIAL SERVICES FUND - Regular Plan - Growth | ₹15.1320 | 04 Sep 2026 |
| BANDHAN FINANCIAL SERVICES FUND - Regular Plan - IDCW | ₹13.2090 | 04 Sep 2026 |
What you pay and how money moves
- Stated expense ratio
- Regular 2.47%, Direct 0.96%
- Exit load
- Nil (If redeemed/switched out within 1 year from the date of allotment - 1% of applicable NAV)
- Minimum application
- Rs.1000 · multiples of Re. 1
- SIP frequency
- SIP Details: MONTHLY, Quarterly,STP Details: Daily, Weekly (datewise, Daywise), Fortnightly, Monthly , SWP Details: Monthly, Quaterly, half yearly & Annualy
- Minimum SIP amount
- SIP Details: Rs.100 , STP Details: Rs. 500/- and any amount thereafter (for Fixed amount option) / Rs. 500/- and any amount thereafter (for capital appreciation option) , SWP Details: Rs. 200/- and any amount thereafter
- Minimum instalments
- SIP Details: 6 , STP Details: 6 , SWP Details: 6
How a mutual-fund investment is paid
- Complete KYCIdentity, PAN, bank and contact verification are required.
- Choose route and optionUnderstand direct vs regular and growth vs IDCW before selecting.
- Choose SIP or lump sumSIP uses an automated mandate; lump sum is a one-time payment.
- Receive units at applicable NAVCut-off time, cleared funds and scheme rules determine the applicable NAV.
- Review, do not chaseTrack goal fit, risk, manager/mandate changes, costs and portfolio — not daily noise.
Download and verify at source
The packaged Scheme Summary PDF is the official AMFI file, unchanged. Live AMC links are included for time-sensitive factsheets, top holdings and portfolios.
Source verification date: 06 September 2026. If a live document differs from this page, rely on the newer official document.