Income-oriented debt or money-market exposure
The Scheme seeks to offer an investment avenue for short term savings by looking to generate returns commensurate with a low risk strategy and with high liquidity, from a portfolio that is invested in debt and money market securities with maturity up to 91 days.
Investors matching the scheme's duration and credit profile to their time horizon.
Interest-rate, credit, liquidity and reinvestment risk; debt funds are not fixed deposits.
How the money may be invested
Debt Securities (including G-Sec and securitised debt) and Money Market Instruments with maturity up to 91 days - 0% – 100%
- SEBI category
- Liquid
- Fund type
- An open ended liquid scheme. A Scheme with Relatively Low Interest Rate Risk and Relatively Low Credit Risk.
- Primary benchmark
- NIFTY Liquid Index A-I
Use the latest monthly portfolio
Top holdings are the largest securities currently owned by the scheme. Names and weights can change every month, so a copied list can become misleading. Open the AMC's current official portfolio or factsheet below and look for this exact fund name.
Manager and scheme tenure
- Fund manager(s)
- Mr. Harshal Joshi · Mr. Brijesh Shah
- Manager tenure on this scheme
- Mr. Harshal Joshi — since 15-Sep-2015 · Mr. Brijesh Shah — since 01-Dec-2021
- Role / co-management
- Mr. Harshal Joshi — Comanage · Mr. Brijesh Shah — Comanage
The tenure above is experience managing this scheme, not the manager's total career experience. For education, qualifications and prior roles, open the latest official AMC factsheet or manager profile below.
Latest NAV records
NAV is a per-unit accounting value. Compare returns, portfolio, risk and cost — never choose a fund only because its NAV looks low.
| Plan / option reported by AMFI | NAV | Date |
|---|---|---|
| BANDHAN LIQUID Fund - Direct Plan - Daily IDCW | ₹1,001.6663 | 06 Sep 2026 |
| BANDHAN LIQUID Fund - Direct Plan - Growth | ₹3,427.9345 | 06 Sep 2026 |
| BANDHAN LIQUID Fund - Direct Plan - Monthly IDCW | ₹1,008.9527 | 06 Sep 2026 |
| BANDHAN LIQUID Fund - Direct Plan - Periodic IDCW | ₹1,381.0002 | 06 Sep 2026 |
| BANDHAN LIQUID Fund - Direct Plan - Weekly IDCW | ₹1,007.3997 | 06 Sep 2026 |
| BANDHAN LIQUID Fund - Regular Plan - Daily IDCW | ₹1,001.4161 | 06 Sep 2026 |
| BANDHAN LIQUID Fund - Regular Plan - Growth | ₹3,388.9980 | 06 Sep 2026 |
| BANDHAN LIQUID Fund - Regular Plan - Monthly IDCW | ₹1,002.7515 | 06 Sep 2026 |
| BANDHAN LIQUID Fund - Regular Plan - Periodic IDCW | ₹1,463.1638 | 06 Sep 2026 |
| BANDHAN LIQUID Fund - Regular Plan - Weekly IDCW | ₹1,001.6538 | 06 Sep 2026 |
| BANDHAN LIQUID Fund - Unclaimed IDCW Less than 3 years | ₹1.8257 | 06 Sep 2026 |
| BANDHAN LIQUID Fund - Unclaimed IDCW More than 3 years | ₹1.0000 | 06 Sep 2026 |
| BANDHAN LIQUID Fund - Unclaimed Redemption Less than 3 years | ₹1.8257 | 06 Sep 2026 |
| BANDHAN LIQUID Fund - Unclaimed Redemption More than 3 years | ₹1.0000 | 06 Sep 2026 |
What you pay and how money moves
- Stated expense ratio
- Regular 0.23%, Direct 0.07%
- Exit load
- Entry Load: Nil; Exit Load: For subscriptions received w.e.f October 20, 2019, the following graded exit load will be applicable, if redeemed/switched-out on: Day 1 - 0.0070%; Day 2 - 0.0065%; Day 3 - 0.0060%; Day 4 - 0.0055%; Day 5 - 0.0050%; Day 6 - 0.0045%, Day 7 onwards - 0.0000%
- Minimum application
- Rs.100 · multiples of Any Amount
- SIP frequency
- SIP Details: MONTHLY, Quarterly, STP Details: Daily, Weekly (datewise, Daywise), Fortnightly, Monthly , SWP Details: Monthly, Quaterly, half yearly & Annualy
- Minimum SIP amount
- SIP Details: Rs.100 , STP Details: Rs.100 , SWP Details: Rs.200
- Minimum instalments
- SIP Details: 6 , STP Details: 6 , SWP Details 6
How a mutual-fund investment is paid
- Complete KYCIdentity, PAN, bank and contact verification are required.
- Choose route and optionUnderstand direct vs regular and growth vs IDCW before selecting.
- Choose SIP or lump sumSIP uses an automated mandate; lump sum is a one-time payment.
- Receive units at applicable NAVCut-off time, cleared funds and scheme rules determine the applicable NAV.
- Review, do not chaseTrack goal fit, risk, manager/mandate changes, costs and portfolio — not daily noise.
Download and verify at source
The packaged Scheme Summary PDF is the official AMFI file, unchanged. Live AMC links are included for time-sensitive factsheets, top holdings and portfolios.
Source verification date: 06 September 2026. If a live document differs from this page, rely on the newer official document.