Medium to Long Duration

Bandhan Medium to Long Term Fund

An open ended medium term debt scheme investing in instruments such that the Macaulay duration of the portfolio is between 4 years and 7 years.A Scheme with Relatively High Interest Rate Risk and Relatively Low Credit Risk. (In case of anticipated adverse situation, macaulay duration of the portfolio could be between 1 year and 7 years)

Official details checked 06 September 2026 · latest available AMFI NAV dated 04 Sep 2026
Reference NAV₹74.9413Bandhan Medium to Long Term Fund - Direct Plan - Growth · NAV date 04 Sep 2026
RiskometerModerateCan change monthly
Expense ratioRegular 2.01%, Direct 0.99%Official stated figure; verify current TER
Allotment / launch14-Jun-2000Bandhan Mutual Fund
Full official AMFI Scheme Summary Document available below.

Saved AMFI NAV is visible. Checking for the latest available AMFI report after page load · saved snapshot 04 Sep 2026.

Plain-language summary

Income-oriented debt or money-market exposure

The scheme seeks to invest in a diversified set of debt and money market securities with the aim of generating optimal returns over medium to long term such that the Macaulay duration of the portfolio is between 4 years and 7 years. A Scheme with Relatively High Interest Rate Risk and Relatively Low Credit Risk. (In case of anticipated adverse situation, macaulay duration of the portfolio could be between 1 year and 7 years)

Who may study it further

Investors matching the scheme's duration and credit profile to their time horizon.

Main risks to understand

Interest-rate, credit, liquidity and reinvestment risk; debt funds are not fixed deposits.

Not an income promise: The objective describes what the manager aims to do. It is not a guaranteed result, return or capital-protection statement.
Portfolio design

How the money may be invested

Debt Securities (including G-Sec and securitised debt) and Money Market Instruments and Units issued by InvITs such that the Macaulay duration of the portfolio is between 4 years and 7 years, within which - 0%-100%, Units issued by InvITs - 0%-10%

SEBI category
Medium to Long Duration
Fund type
An open ended medium term debt scheme investing in instruments such that the Macaulay duration of the portfolio is between 4 years and 7 years.A Scheme with Relatively High Interest Rate Risk and Relatively Low Credit Risk. (In case of anticipated adverse situation, macaulay duration of the portfolio could be between 1 year and 7 years)
Primary benchmark
NIFTY Medium to Long Duration Debt Index A-III
Top holdings

Use the latest monthly portfolio

Top holdings are the largest securities currently owned by the scheme. Names and weights can change every month, so a copied list can become misleading. Open the AMC's current official portfolio or factsheet below and look for this exact fund name.

Live verificationBandhan Medium to Long Term FundConfirm the reporting month, security name, sector and percentage of net assets.
Fund management

Manager and scheme tenure

Fund manager(s)
Mr. Suyash Choudhary
Manager tenure on this scheme
Mr. Suyash Choudhary — since 15/10/2010
Role / co-management
Mr. Suyash Choudhary — Primary

The tenure above is experience managing this scheme, not the manager's total career experience. For education, qualifications and prior roles, open the latest official AMC factsheet or manager profile below.

Plans and options

Latest NAV records

NAV is a per-unit accounting value. Compare returns, portfolio, risk and cost — never choose a fund only because its NAV looks low.

Plan / option reported by AMFINAVDate
Bandhan Medium to Long Term Fund - Direct Plan - Annual IDCW₹16.400304 Sep 2026
Bandhan Medium to Long Term Fund - Direct Plan - Growth₹74.941304 Sep 2026
Bandhan Medium to Long Term Fund - Direct Plan - Half Yearly IDCW₹13.157704 Sep 2026
Bandhan Medium to Long Term Fund - Direct Plan - Periodic IDCW₹18.202804 Sep 2026
Bandhan Medium to Long Term Fund - Direct Plan - Quarterly IDCW₹12.772204 Sep 2026
Bandhan Medium to Long Term Fund - Regular Plan - Annual IDCW₹11.955304 Sep 2026
Bandhan Medium to Long Term Fund - Regular Plan - Growth₹67.911204 Sep 2026
Bandhan Medium to Long Term Fund - Regular Plan - Growth₹61.159504 Sep 2026
Bandhan Medium to Long Term Fund - Regular Plan - Half Yearly IDCW₹12.202804 Sep 2026
Bandhan Medium to Long Term Fund - Regular Plan - Monthly IDCW₹10.382204 Sep 2026
Bandhan Medium to Long Term Fund - Regular Plan - Periodic IDCW₹14.575204 Sep 2026
Bandhan Medium to Long Term Fund - Regular Plan - Quarterly IDCW₹12.170304 Sep 2026
Costs and access

What you pay and how money moves

Stated expense ratio
Regular 2.01%, Direct 0.99%
Exit load
If redeemed/switched out within 365 days from the date of allotment: For 10% of investment : Nil, For remaining investment : 1% If redeemed/switched out after 365 days from the date of allotment: Nil
Minimum application
Rs.1000 · multiples of Any amount
SIP frequency
SIP Details: MONTHLY, Quarterly, STP Details: Daily, Weekly (datewise, Daywise), Fortnightly, Monthly , SWP Details: Monthly, Quaterly, half yearly & Annualy
Minimum SIP amount
SIP Details: Rs.100 , STP Details: Rs.500 , SWP Details: Rs.200
Minimum instalments
SIP Details: 6 , STP Details:6 , SWP Details 6
Expense ratios change. Direct and regular plans normally have different expense ratios. Read the latest TER disclosure before investing.
Premium-free process

How a mutual-fund investment is paid

  1. Complete KYCIdentity, PAN, bank and contact verification are required.
  2. Choose route and optionUnderstand direct vs regular and growth vs IDCW before selecting.
  3. Choose SIP or lump sumSIP uses an automated mandate; lump sum is a one-time payment.
  4. Receive units at applicable NAVCut-off time, cleared funds and scheme rules determine the applicable NAV.
  5. Review, do not chaseTrack goal fit, risk, manager/mandate changes, costs and portfolio — not daily noise.
Original documents

Download and verify at source

The packaged Scheme Summary PDF is the official AMFI file, unchanged. Live AMC links are included for time-sensitive factsheets, top holdings and portfolios.

Source verification date: 06 September 2026. If a live document differs from this page, rely on the newer official document.

Need a human explanation?

Talk through the fund, costs and risks before deciding.

Educational support only — no promise of returns.

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