BANDHAN MULTI ASSET ALLOCATION FUND: Details, NAV, Expense & Official Documents

Plain-language summary

A managed mix of asset classes or strategies

The investment objective of the Scheme is to generate income and provide long term capital appreciation by investing in instruments across multiple asset classes namely Equity & Equity Related Instruments, Debt & Money Market Securities and Gold/Silver related instruments. However, there is no assurance or guarantee that the objectives of the scheme will be realized and the scheme does not assure or guarantee any returns.

Who may study it further

Investors who understand that the risk depends on the scheme's actual equity, debt and derivative mix.

Main risks to understand

Market, credit, interest-rate and allocation risk can operate together.

Not an income promise: The objective describes what the manager aims to do. It is not a guaranteed result, return or capital-protection statement.

Portfolio design

How the money may be invested

Equity and equity related instruments - 65%-80%, Debt Securities and Money Market Instruments - 10%-30% Units issued by InvITs - 0% - 10% Gold/silver ETFs and Sovereign gold deposit schemes 10%- 30% Units issued by InvITs 0%-10% Investment in Foreign Securities – 0% to 15% of the net assets

SEBI category: Hybrid Funds
Fund type: Open Ended Scheme
Primary benchmark: 65% Nifty 500 TRI + 25% NIFTY Short Duration Debt Index + 5% Domestic prices of gold + 5% Domestic prices of silver

Top holdings

Use the latest monthly portfolio

Top holdings are the largest securities currently owned by the scheme. Names and weights can change every month, so a copied list can become misleading. Open the AMC's current official portfolio or factsheet below and look for this exact fund name.

Live verificationBANDHAN MULTI ASSET ALLOCATION FUNDConfirm the reporting month, security name, sector and percentage of net assets.

Open current portfolio Open current factsheet

Fund management

Manager and scheme tenure

Fund manager(s): Mr. Daylynn Pinto and FM 3 - Mr. Kapil Kankonkar; Debt Portion: FM 4 - Mr. Gautam Kaul ; Foreign/overseas investment: FM 5 - Ms. Ritika Behera (Equity Portion) · Mr. Gaurav Satra (Equity Portion) and FM 7 - Mr. Brijesh Shah (Debt Portion)
Manager tenure on this scheme: Since 31 Jan 2024 · Mr. Daylynn Pinto and FM 3 - Mr. Kapil Kankonkar; Debt Portion: FM 4 - Mr. Gautam Kaul ; Foreign/overseas investment: FM 5 - Ms. Ritika Behera (Equity Portion) — since 31 Jan 2024 · Since 16 Jun 2025 · Mr. Gaurav Satra (Equity Portion) and FM 7 - Mr. Brijesh Shah (Debt Portion) — since 31 Jan 2024
Role / co-management: Comanage - Equity Portion · Mr. Daylynn Pinto and FM 3 - Mr. Kapil Kankonkar; Debt Portion: FM 4 - Mr. Gautam Kaul ; Foreign/overseas investment: FM 5 - Ms. Ritika Behera (Equity Portion) — Comanage -Equity Portion · Comanage Debt Portion · Comanage - Foreign/overseas investment (Equity) · Mr. Gaurav Satra (Equity Portion) and FM 7 - Mr. Brijesh Shah (Debt Portion) — Comanage Foreign/overseas investment (Equity) · Comanage Foreign/overseas investment(Debt Portion)

The tenure above is experience managing this scheme, not the manager's total career experience. For education, qualifications and prior roles, open the latest official AMC factsheet or manager profile below.

Plans and options

Latest NAV records

NAV is a per-unit accounting value. Compare returns, portfolio, risk and cost — never choose a fund only because its NAV looks low.

Plan / option reported by AMFI	NAV	Date
BANDHAN MULTI ASSET ALLOCATION FUND - Direct Plan - Growth	₹14.9023	04 Sep 2026
BANDHAN MULTI ASSET ALLOCATION FUND - Direct Plan - IDCW	₹13.9775	04 Sep 2026
BANDHAN MULTI ASSET ALLOCATION FUND - Regular Plan - Growth	₹14.3280	04 Sep 2026
BANDHAN MULTI ASSET ALLOCATION FUND - Regular Plan - IDCW	₹13.4391	04 Sep 2026

Costs and access

What you pay and how money moves

Stated expense ratio: Regular 2.14%, Direct 0.77%
Exit load: For 10% of investment: Nil - For remaining investment: 0.5 % if redeemed/ switched out within 30 days from the date of allotment.
Minimum application: Rs.1000 · multiples of Re. 1
SIP frequency: SIP Details:MONTHLY, STP Details: Daily, Weekly (datewise, Daywise), Fortnightly, Monthly ,Quarterly as per the STP plan chosen by the investor, SWP Details: Monthly/ Quaterly/ Half yearly/ Annualy/ March Payout as per the SWP plan chosen by the investor
Minimum SIP amount: SIP Details: Rs.100 , STP Details: Rs.500 , SWP Details: Rs.200
Minimum instalments: SIP Details: 6 , STP Details: 6 , SWP Details 6

Expense ratios change. Direct and regular plans normally have different expense ratios. Read the latest TER disclosure before investing.

Premium-free process

How a mutual-fund investment is paid

Complete KYCIdentity, PAN, bank and contact verification are required.
Choose route and optionUnderstand direct vs regular and growth vs IDCW before selecting.
Choose SIP or lump sumSIP uses an automated mandate; lump sum is a one-time payment.
Receive units at applicable NAVCut-off time, cleared funds and scheme rules determine the applicable NAV.
Review, do not chaseTrack goal fit, risk, manager/mandate changes, costs and portfolio — not daily noise.

Original documents

Download and verify at source

The packaged Scheme Summary PDF is the official AMFI file, unchanged. Live AMC links are included for time-sensitive factsheets, top holdings and portfolios.

Official Scheme Summary DocumentPDF · packaged for downloadDownload PDF ↓Scheme Information Document (SID)Official AMFI/AMC PDFOpen official source ↗Machine-readable Scheme SummaryOfficial AMFI XMLOpen official source ↗Latest AMC FactsheetFund manager, portfolio and performance sourceOpen official source ↗Latest Monthly PortfolioCurrent holdings and weightsOpen official source ↗Current TER DisclosureVerify the latest expense ratioOpen official source ↗

Source verification date: 06 September 2026. If a live document differs from this page, rely on the newer official document.