Primarily market-linked growth exposure
The investment objective of the scheme is to provide diversification across asset classes and generate a mix of capital appreciation and income predominantly through investment in equity funds and debt funds of IDFC Mutual Fund based on a defined asset allocation model.
Investors with a long horizon who can tolerate meaningful falls in value.
Share-price volatility, valuation risk, concentration and tracking risk where applicable.
How the money may be invested
Investment in the underlying mutual fund/s, where in: 95%-100% - Passive Equity Oriented Schemes (Including Offshore equity)35% - 80% - Passive Debt Oriented Schemes 10% - 65% Commodity based schemes* (and any other asset class based scheme as permissible by SEBI from time to time) 10% - 30% Debt and Money Market Securities 0% - 5%
- SEBI category
- Hybrid FoF (Domestic)
- Fund type
- An open-ended fund of funds scheme investing in passive equity schemes and debt schemes of Bandhan Mutual Fund, and commodity-based schemes, as permitted by SEBI from time to time
- Primary benchmark
- 65% Nifty 500 TRI + 25% NIFTY Short Duration Debt Index + 5% Domestic prices of gold + 5% Domestic prices of silver
Use the latest monthly portfolio
Top holdings are the largest securities currently owned by the scheme. Names and weights can change every month, so a copied list can become misleading. Open the AMC's current official portfolio or factsheet below and look for this exact fund name.
Manager and scheme tenure
- Fund manager(s)
- Mr. Karthik Kumar
- Manager tenure on this scheme
- Since 29-May-2026
- Role / co-management
- Primary
The tenure above is experience managing this scheme, not the manager's total career experience. For education, qualifications and prior roles, open the latest official AMC factsheet or manager profile below.
Latest NAV records
NAV is a per-unit accounting value. Compare returns, portfolio, risk and cost — never choose a fund only because its NAV looks low.
| Plan / option reported by AMFI | NAV | Date |
|---|---|---|
| Bandhan Multi-Asset Passive FOF - Direct Plan - Growth | ₹45.7024 | 04 Sep 2026 |
| Bandhan Multi-Asset Passive FOF - Direct Plan - IDCW | ₹21.9531 | 04 Sep 2026 |
| Bandhan Multi-Asset Passive FOF - Regular Plan - Growth | ₹42.5076 | 04 Sep 2026 |
| Bandhan Multi-Asset Passive FOF - Regular Plan - IDCW | ₹20.8291 | 04 Sep 2026 |
What you pay and how money moves
- Stated expense ratio
- Regular 0.35%, Direct 0.08%
- Exit load
- Entry Load: Nil. Exit Load (w.e.f 08-May-2020) If redeemed / Switched Out within 365 days from the date of allotment - Up to 10% of Investment Nil & For remaining Investment: 1.00%. If redeemed / switched out after 365 days from the date of allotment: Nil
- Minimum application
- Rs.1000 · multiples of any amount thereafter
- SIP frequency
- SIP Details: MONTHLY, Quarterly,SWP For SWP - Monthly/ Quaterly/ Half yearly/ Annualy/ March Payout as per the SWP plan chosen by the investorSTPFor STP -Daily/ Weekly (datewise, Daywise)/ Fortnightly/ Monthly/ Quarterly as per the STP plan chosen by the investor
- Minimum SIP amount
- SIP - Rs.100 SWP - Rs.200 STP - Rs.500/- and any amount thereafter (for Fixed amount / Fixed Percentage option)
- Minimum instalments
- SIP: 6 SWP: 6 STP: 6
How a mutual-fund investment is paid
- Complete KYCIdentity, PAN, bank and contact verification are required.
- Choose route and optionUnderstand direct vs regular and growth vs IDCW before selecting.
- Choose SIP or lump sumSIP uses an automated mandate; lump sum is a one-time payment.
- Receive units at applicable NAVCut-off time, cleared funds and scheme rules determine the applicable NAV.
- Review, do not chaseTrack goal fit, risk, manager/mandate changes, costs and portfolio — not daily noise.
Download and verify at source
The packaged Scheme Summary PDF is the official AMFI file, unchanged. Live AMC links are included for time-sensitive factsheets, top holdings and portfolios.
Source verification date: 06 September 2026. If a live document differs from this page, rely on the newer official document.