BANK OF INDIA CONSERVATIVE HYBRID FUND

Income-oriented debt or money-market exposure

The Scheme seeks to generate regular income through investments in fixed income securities and also to generate long term capital appreciation by investing a portion in equity and equity related instruments. However, there can be no assurance that the income can be generated, regular or otherwise, or the investment objectives of the Scheme will be realized.

How the money may be invested

Money market securities and debt securities including government securities, corporate debt, securitized debt, and other debt instruments-75% to 90%-Low to Medium Equity and equity related securities-10% to 25%-Medium to High

SEBI category

Conservative Hybrid Fund

Fund type

An open ended hybrid scheme investing predominantly in debt instruments

Primary benchmark

CRISIL Hybrid 85 + 15 - Conservative Index

Secondary benchmark

-

Use the latest monthly portfolio

Top holdings are the largest securities currently owned by the scheme. Names and weights can change every month, so a copied list can become misleading. Open the AMC's current official portfolio or factsheet below and look for this exact fund name.

Manager and scheme tenure

Fund manager(s)

Mr.Alok Singh

Manager tenure on this scheme

Since 21 May 2012

Role / co-management

Primary Fund Manager having around 20 years of experience, including 16 years in mutual fund industry.

The tenure above is experience managing this scheme, not the manager's total career experience. For education, qualifications and prior roles, open the latest official AMC factsheet or manager profile below.

Latest NAV records

NAV is a per-unit accounting value. Compare returns, portfolio, risk and cost — never choose a fund only because its NAV looks low.

What you pay and how money moves

Stated expense ratio

Regular 2.25%, Direct 1.18%

Exit load

• For redemption/switch out Upto 10% of the initial units allotted - within 1 year from the date of allotment: “NIL” • Any redemption/switch out in excess of the above mentioned limit would be subject to an exit load of 1%, if the units are redeemed/ switched out within 1 year from the date of allotment of units. • If the units are redeemed/switched out after 1 year from the date of allotment of units : “Nil”

Minimum application

5000 · multiples of 1

SIP frequency

SIP - Monthly, SWP - Monthly & Quarterly, STP - Daily, Weekly & Monthly

Minimum SIP amount

SIP - 1000, SWP - 1000 & STP - 1000

Minimum instalments

SIP - Monthly 6, SWP - Monthly 6 & Quarterly 4, STP - Daily 30, Weekly 12 & Monthly 6

How a mutual-fund investment is paid

1. Complete KYCIdentity, PAN, bank and contact verification are required.
2. Choose route and optionUnderstand direct vs regular and growth vs IDCW before selecting.
3. Choose SIP or lump sumSIP uses an automated mandate; lump sum is a one-time payment.
4. Receive units at applicable NAVCut-off time, cleared funds and scheme rules determine the applicable NAV.
5. Review, do not chaseTrack goal fit, risk, manager/mandate changes, costs and portfolio — not daily noise.

Download and verify at source

The packaged Scheme Summary PDF is the official AMFI file, unchanged. Live AMC links are included for time-sensitive factsheets, top holdings and portfolios.

Source verification date: 06 September 2026. If a live document differs from this page, rely on the newer official document.