Income-oriented debt or money-market exposure
The Scheme seeks to deliver reasonable market related returns with lower risk and higher liquidity through portfolio of debt and money market instruments. The Scheme is not providing any assured or guaranteed returns. Further there is no assurance that the investment objectives of the Scheme will be realized.
Investors matching the scheme's duration and credit profile to their time horizon.
Interest-rate, credit, liquidity and reinvestment risk; debt funds are not fixed deposits.
How the money may be invested
Debt instruments (including Asset Backed Securities), Money Market Instruments and floaters having a residualmaturity of upto 91 days-0 to 100%-Low
- SEBI category
- Liquid Fund
- Fund type
- An Open Ended Liquid Scheme. A Relatively Low Interest Rate Risk and Moderate Credit Risk
- Primary benchmark
- CRISIL Liquid Debt A-I Index
- Secondary benchmark
- -
Use the latest monthly portfolio
Top holdings are the largest securities currently owned by the scheme. Names and weights can change every month, so a copied list can become misleading. Open the AMC's current official portfolio or factsheet below and look for this exact fund name.
Manager and scheme tenure
- Fund manager(s)
- Mr.Mithraem Bharucha
- Manager tenure on this scheme
- Since 17 Aug 2021
- Role / co-management
- Primary Fund Manager having 13 years of experience in Fixed Income market domain, Investment strategy development, Trade idea generation, Trade execution, Cash Management, Fixed Income portfolio monitoring, Cash flow verification.
The tenure above is experience managing this scheme, not the manager's total career experience. For education, qualifications and prior roles, open the latest official AMC factsheet or manager profile below.
Latest NAV records
NAV is a per-unit accounting value. Compare returns, portfolio, risk and cost — never choose a fund only because its NAV looks low.
| Plan / option reported by AMFI | NAV | Date |
|---|---|---|
| BANK OF INDIA LIQUID FUND - Direct Plan - Daily IDCW | ₹1,005.0000 | 06 Sep 2026 |
| BANK OF INDIA LIQUID FUND - Direct Plan - Growth | ₹3,270.2198 | 06 Sep 2026 |
| BANK OF INDIA LIQUID FUND - Direct Plan - Weekly IDCW | ₹1,006.6046 | 06 Sep 2026 |
| BANK OF INDIA LIQUID FUND - Regular Plan - Daily IDCW | ₹1,005.0000 | 06 Sep 2026 |
| BANK OF INDIA LIQUID FUND - Regular Plan - Growth | ₹3,236.4802 | 06 Sep 2026 |
| BANK OF INDIA LIQUID FUND - Regular Plan - Weekly IDCW | ₹1,006.6420 | 06 Sep 2026 |
What you pay and how money moves
- Stated expense ratio
- Regular 0.15%, Direct 0.09%
- Exit load
- 1 day-0.0070% 2 days-0.0065% 3 days-0.0060% 4 days-0.0055% 5 days-0.0050% 6 days-0.0045% 7 days or more-Nil
- Minimum application
- 5000 · multiples of 1
- SIP frequency
- SIP - Weekly & Monthly, SWP - Monthly & Quarterly, STP - Daily, Weekly & Monthly
- Minimum SIP amount
- SIP - Not Apllicable, SWP - 1000 & STP - 1000
- Minimum instalments
- SIP - Weekly 12 & Monthly 6, SWP - Monthly 6 & Quarterly 4, STP - Daily 30, Weekly 12 & Monthly 6
How a mutual-fund investment is paid
- Complete KYCIdentity, PAN, bank and contact verification are required.
- Choose route and optionUnderstand direct vs regular and growth vs IDCW before selecting.
- Choose SIP or lump sumSIP uses an automated mandate; lump sum is a one-time payment.
- Receive units at applicable NAVCut-off time, cleared funds and scheme rules determine the applicable NAV.
- Review, do not chaseTrack goal fit, risk, manager/mandate changes, costs and portfolio — not daily noise.
Download and verify at source
The packaged Scheme Summary PDF is the official AMFI file, unchanged. Live AMC links are included for time-sensitive factsheets, top holdings and portfolios.
Source verification date: 06 September 2026. If a live document differs from this page, rely on the newer official document.