Equity Savings

DSP Equity Savings Fund

An open ended scheme investing in equity, arbitrage and debt

Official details checked 06 September 2026 · latest available AMFI NAV dated 04 Sep 2026
Reference NAV₹25.1680DSP Equity Savings Fund - Direct Plan - Growth · NAV date 04 Sep 2026
RiskometerModerateCan change monthly
Expense ratioRegular 1.96%, Direct 1.09%Official stated figure; verify current TER
Allotment / launch28-Mar-2016DSP Mutual Fund
Full official AMFI Scheme Summary Document available below.

Saved AMFI NAV is visible. Checking for the latest available AMFI report after page load · saved snapshot 04 Sep 2026.

Plain-language summary

Primarily market-linked growth exposure

The investment objective of the Scheme is to generate income through investments in fixed income securities and using arbitrage and other derivative Strategies. The Scheme also intends to generate long-term capital appreciation by investing a portion of the Scheme’s assets in equity and equity related instruments. However, there can be no assurance that the investment objective of the scheme will be achieved.

Who may study it further

Investors with a long horizon who can tolerate meaningful falls in value.

Main risks to understand

Share-price volatility, valuation risk, concentration and tracking risk where applicable.

Not an income promise: The objective describes what the manager aims to do. It is not a guaranteed result, return or capital-protection statement.
Portfolio design

How the money may be invested

Under normal circumstances, when adequate arbitrage opportunities are available and accessible in the cash and derivative market segment, the asset allocation of the Scheme will be as follows (Table 1): A. Equity & Equity related instruments including derivatives: 65% - 75% A1. Of which cash-futures arbitrage: 10% - 55% A2. Of which net long equity exposure: 20% - 55% B. Debt and money market instruments: 10% - 35% C. Units issued by InvITs: 0% - 10% When adequate arbitrage opportunities are not available and accessible in the cash and derivative market segment (Defensive Consideration), the asset allocation of the Scheme will be as follows (Table 2): A. Equity & Equity related instruments including derivatives: 55%-65% A1. Of which cash-futures arbitrage: 0% - 45% A2. Of which net long equity exposure: 20% - 55% B. Debt and money market instruments: 25% - 60% C. Units issued by InvITs: 0% - 10% For detailed asset allocation pattern, please refer to the Scheme Information Document

SEBI category
Equity Savings
Fund type
An open ended scheme investing in equity, arbitrage and debt
Primary benchmark
Nifty Equity Savings Index
Top holdings

Use the latest monthly portfolio

Top holdings are the largest securities currently owned by the scheme. Names and weights can change every month, so a copied list can become misleading. Open the AMC's current official portfolio or factsheet below and look for this exact fund name.

Live verificationDSP Equity Savings FundConfirm the reporting month, security name, sector and percentage of net assets.
Fund management

Manager and scheme tenure

Fund manager(s)
Mr. Abhishek Singh, Ms. Kaivalya Nadkarni, Mr. Shantanu Godambe
Manager tenure on this scheme
Since Mr. Abhishek Singh - 01/05/2021, Ms. Kaivalya Nadkarni - 01/10/2024, Mr. Shantanu Godambe - 01/08/2024
Role / co-management
Mr. Abhishek Singh - Primary (Equity and Overseas portion), Ms. Kaivalya Nadkarni (Equity portion) Mr. Shantanu Godambe (Debt portion)

The tenure above is experience managing this scheme, not the manager's total career experience. For education, qualifications and prior roles, open the latest official AMC factsheet or manager profile below.

Plans and options

Latest NAV records

NAV is a per-unit accounting value. Compare returns, portfolio, risk and cost — never choose a fund only because its NAV looks low.

Plan / option reported by AMFINAVDate
DSP Equity Savings Fund - Direct Plan - Growth₹25.168004 Sep 2026
DSP Equity Savings Fund - Direct Plan - IDCW₹13.661004 Sep 2026
DSP Equity Savings Fund - Direct Plan - Monthly IDCW₹17.149004 Sep 2026
DSP Equity Savings Fund - Direct Plan - Quarterly IDCW₹17.136004 Sep 2026
DSP Equity Savings Fund - Regular Plan - Growth₹22.231004 Sep 2026
DSP Equity Savings Fund - Regular Plan - IDCW₹12.106004 Sep 2026
DSP Equity Savings Fund - Regular Plan - Monthly IDCW₹13.374004 Sep 2026
DSP Equity Savings Fund - Regular Plan - Quarterly IDCW₹13.447004 Sep 2026
Costs and access

What you pay and how money moves

Stated expense ratio
Regular 1.96%, Direct 1.09%
Exit load
Nil
Minimum application
100 · multiples of 1
SIP frequency
SIP - Daily / Weekly/ Monthly / Quarterly / Half-yearly / Yearly, SWP - Weekly / Monthly / Quarterly/ Half-yearly / Yearly, STP - Daily / Weekly / Monthly / Quarterly/ Half-yearly / Yearly
Minimum SIP amount
SIP, SWP, STP - Rs. 100/- for all frequencies
Minimum instalments
SIP - Minimum 12 installments for all frequencies, SWP & STP - Minimum 6 for all frequencies
Expense ratios change. Direct and regular plans normally have different expense ratios. Read the latest TER disclosure before investing.
Premium-free process

How a mutual-fund investment is paid

  1. Complete KYCIdentity, PAN, bank and contact verification are required.
  2. Choose route and optionUnderstand direct vs regular and growth vs IDCW before selecting.
  3. Choose SIP or lump sumSIP uses an automated mandate; lump sum is a one-time payment.
  4. Receive units at applicable NAVCut-off time, cleared funds and scheme rules determine the applicable NAV.
  5. Review, do not chaseTrack goal fit, risk, manager/mandate changes, costs and portfolio — not daily noise.
Original documents

Download and verify at source

The packaged Scheme Summary PDF is the official AMFI file, unchanged. Live AMC links are included for time-sensitive factsheets, top holdings and portfolios.

Source verification date: 06 September 2026. If a live document differs from this page, rely on the newer official document.

Need a human explanation?

Talk through the fund, costs and risks before deciding.

Educational support only — no promise of returns.

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