Income-oriented debt or money-market exposure
The objective of the Scheme is to generate credit risk-free returns by predominantly investing in sovereign securities issued by the Central Government and/or State Government(s) and/or any security guaranteed by the Government of India, and/or reverse repos in such securities as per applicable RBI Regulations and Guidelines. The Scheme may also be investing in Reverse repo, Triparty repo on Government securities or treasury bills and/or other similar instruments as may be notified from time to time. However, there is no assurance that the investment objective of the Scheme will be achieved.
Investors matching the scheme's duration and credit profile to their time horizon.
Interest-rate, credit, liquidity and reinvestment risk; debt funds are not fixed deposits.
How the money may be invested
Investing in Government of India Securities/ State Government Securities, Treasury Bills and Cash Management Bills across maturity - 80% to 100% & in Other Debt Securities and Money Market Instruments - 0% to 20%
- SEBI category
- Income / Debt Oriented Schemes
- Fund type
- Open Ended
- Primary benchmark
- CRISIL Dynamic Gilt Index
- Secondary benchmark
- -
Use the latest monthly portfolio
Top holdings are the largest securities currently owned by the scheme. Names and weights can change every month, so a copied list can become misleading. Open the AMC's current official portfolio or factsheet below and look for this exact fund name.
Manager and scheme tenure
- Fund manager(s)
- Mr. Kaustubh Sule (Senior Fund Manager Fixed Income), Mr. Wilfred Gonsalves (Fund Manager & Dealer-Fixed Income)
- Manager tenure on this scheme
- Since Mr. Kaustubh Sule - Since inception of the scheme, Mr. Wilfred Gonsalves - June 4, 2026
- Role / co-management
- Mr. Kaustubh Sule - Primary(Senior Fund Manager Fixed Income), Mr. Wilfred Gonsalves - Comanage (Fund Manager & Dealer-Fixed Income)
The tenure above is experience managing this scheme, not the manager's total career experience. For education, qualifications and prior roles, open the latest official AMC factsheet or manager profile below.
Latest NAV records
NAV is a per-unit accounting value. Compare returns, portfolio, risk and cost — never choose a fund only because its NAV looks low.
| Plan / option reported by AMFI | NAV | Date |
|---|---|---|
| Groww Gilt Fund - Direct Plan - Growth | ₹10.0287 | 04 Sep 2026 |
| Groww Gilt Fund - Direct Plan - Income Distribution cum capital withdrawal | ₹10.0267 | 04 Sep 2026 |
| Groww Gilt Fund - Regular Plan - Growth | ₹9.8913 | 04 Sep 2026 |
| Groww Gilt Fund - Regular Plan - Income Distribution cum capital withdrawal | ₹9.8914 | 04 Sep 2026 |
What you pay and how money moves
- Stated expense ratio
- Regular 1.68%, Direct 0.57%
- Exit load
- Nil
- Minimum application
- 500 · multiples of 1
- SIP frequency
- SIP - Daily, Weekly, Monthly, Quarterly STP - Daily, Weekly, Monthly, Quarterly SWP - Monthly, Quarterly
- Minimum SIP amount
- SIP - 100,100,500,500 ; STP-500,500,500,500 ; SWP : 500,1500
- Minimum instalments
- SIP - 180, 24, 12, 4 STP - 6,6,6,6 SWP - 12, 4
How a mutual-fund investment is paid
- Complete KYCIdentity, PAN, bank and contact verification are required.
- Choose route and optionUnderstand direct vs regular and growth vs IDCW before selecting.
- Choose SIP or lump sumSIP uses an automated mandate; lump sum is a one-time payment.
- Receive units at applicable NAVCut-off time, cleared funds and scheme rules determine the applicable NAV.
- Review, do not chaseTrack goal fit, risk, manager/mandate changes, costs and portfolio — not daily noise.
Download and verify at source
The packaged Scheme Summary PDF is the official AMFI file, unchanged. Live AMC links are included for time-sensitive factsheets, top holdings and portfolios.
Source verification date: 06 September 2026. If a live document differs from this page, rely on the newer official document.