A managed mix of asset classes or strategies
To provide long term capital appreciation / income from a dynamic mix of equity and debt investments. There is no assurance that the investment objective of the Scheme will be achieved.
Investors who understand that the risk depends on the scheme's actual equity, debt and derivative mix.
Market, credit, interest-rate and allocation risk can operate together.
How the money may be invested
Equity and Equity related instruments# : 65%-100%; Debt Securities (including securitized debt) and money market instruments : 0% - 35%; Units issued by InvITs : 0% -10%; Non-convertible preference shares: 0% -10%. #Unhedged equity exposure shall be limited to 90% of the portfolio value. Unhedged equity exposure means exposure to equity shares alone without a corresponding equity derivative exposure. For detailed asset allocation, refer Scheme Information Document (SID) available on the website.
- SEBI category
- Balanced Advantage Fund
- Fund type
- An open ended Balanced Advantage Fund
- Primary benchmark
- NIFTY 50 Hybrid Composite Debt 50:50 Index
Use the latest monthly portfolio
Top holdings are the largest securities currently owned by the scheme. Names and weights can change every month, so a copied list can become misleading. Open the AMC's current official portfolio or factsheet below and look for this exact fund name.
Manager and scheme tenure
- Fund manager(s)
- Mr.Gopal Agrawal · Mr. Srinivasan Ramamurthy · Ms. Nandita Menezes , FM 4 – Mr. Arun Agarwal · Anil Bamboli · Mr. Dhruv Muchhal
- Manager tenure on this scheme
- Mr.Gopal Agrawal — since 29 July 2022 · Mr. Srinivasan Ramamurthy — since 29 July 2022 · Ms. Nandita Menezes , FM 4 – Mr. Arun Agarwal — since 29 March 2025 · Since 6 October 2022 · Anil Bamboli — since 29 July 2022 · Mr. Dhruv Muchhal — since 22 June 2023
- Role / co-management
- Mr.Gopal Agrawal — Fund Manager of the Scheme (Equity Assets) · Mr. Srinivasan Ramamurthy — Fund Manager of the Scheme (Equity Assets) · Ms. Nandita Menezes , FM 4 – Mr. Arun Agarwal — Dedicated Fund Manager for (Arbitrage Assets) · Dedicated Fund Manager for (Arbitrage Assets) · Anil Bamboli — Fund Manager of the Scheme (Debt Assets) · Mr. Dhruv Muchhal — Dedicated Fund Manager for Overseas Investments
The tenure above is experience managing this scheme, not the manager's total career experience. For education, qualifications and prior roles, open the latest official AMC factsheet or manager profile below.
Latest NAV records
NAV is a per-unit accounting value. Compare returns, portfolio, risk and cost — never choose a fund only because its NAV looks low.
| Plan / option reported by AMFI | NAV | Date |
|---|---|---|
| HDFC Balanced Advantage Fund - Direct Plan - Growth Option | ₹568.8890 | 04 Sep 2026 |
| HDFC Balanced Advantage Fund - Direct Plan - IDCW Option | ₹42.9260 | 04 Sep 2026 |
| HDFC Balanced Advantage Fund - Regular Plan - Growth Option | ₹522.9550 | 04 Sep 2026 |
| HDFC Balanced Advantage Fund - Regular Plan - IDCW Option | ₹36.0210 | 04 Sep 2026 |
What you pay and how money moves
- Stated expense ratio
- Regular 1.29%, Direct 0.77%
- Exit load
- In respect of each purchase / switch-in of Units, upto 15% of the units may be redeemed without any exit load from the date of allotment. Any redemption in excess of the above limit shall be subject to the following exit load: Exit load of 1.00% is payable if Units are redeemed / switched-out within 1 year from the date of allotment of units. No Exit Load is payable if Units are redeemed / switched-out after 1 year from the date of allotment.
- Minimum application
- Rs.100 · multiples of Any amount
- SIP frequency
- For Systematic Investmet Plan (SIP) Daily, Weekly, Monthly, Quarterly, Half Yearly and Yearly For Systematic Withdrawal Advantage Plan (SWAP) Fixed SWAP - Monthly, Quarterly, Half Yearly, Yearly Variable SWAP - Quarterly, Half Yearly, Yearly For Sytematic Transfer Plan (STP) Fixed Systematic Transfer Plan (FSTP) - Daily, Weekly, Monthly, Quarterly Capital Appreciation Systematic Transfer Plan (CASTP) - Monthly, Quarterly
- Minimum SIP amount
- For SIP DSIP, WSIP, MSIP - Rs. 100; QSIP - Rs. 1500; HSIP - Rs. 2500; YSIP - Rs. 5000. For SWAP Fixed SWAP - Rs. 100; Variable SWAP - Rs. 300. For STP Fixed STP (FSTP) Daily FSTP - Rs. 500; Weekly FSTP - Rs. 500; Monthly FSTP - Rs. 1000; Quarterly FSTP -Rs. 3000. Capital Appreciation STP (CASTP) Monthly CASTP - Rs. 300; Quarterly CASTP - Rs 1000.
- Minimum instalments
- SIP: Minimum number of installments under DSIP- 2 Minimum number of Installments under WSIP and MSIP : - In respect of each SIP Installment between Rs.300 to Rs.499 in value - 20 - In respect of each SIP Installment between Rs.500 to Rs.999 in value - 12. In respect of each SIP Installment equal to or greater than Rs 1,000 in value - 6 Minimum number of installments under QSIP : - In respect of each SIP Installment between Rs.1,500 to Rs.2,999 in value- 4; In respect of each SIP Installment equal to or greater than Rs. 3,000 in value- 2 Minimum number of installments under HYSIP: - In respect of each SIP Installment equal to or greater than Rs. 2,500 in value- 2 Minimum number of installments under YSIP: - In respect of each SIP Installment equal to or greater than Rs. 5,000 in value- 1 SWP: For Fixed and Variable SWP- 2 STP: Under Daily FSTP: -where installment amount is less than Rs. 1,000 : 12 - where installment amount is equal to or greater than Rs. 1,000: 6 Under Weekly STP : - Where installment amount is less than Rs. 1,000: 12 installments - Where installment amount is equal to or greater than Rs. 1,000: 6 installments However, for weekly STP in equity linked savings schemes, there should be a minimum of 6 installments for enrollment. Under Monthly FSTP & Monthly CASTP : - Minimum 6 installments, Under Quarterly FSTP & Quarterly CASTP : - Minimum 2 installments. Further, the minimum balance in the Unit holders account or the minimum amount of application at the time of enrolment for STP in the Transferor Scheme should be Rs. 12,000. There will be no maximum duration for STP enrolment.
How a mutual-fund investment is paid
- Complete KYCIdentity, PAN, bank and contact verification are required.
- Choose route and optionUnderstand direct vs regular and growth vs IDCW before selecting.
- Choose SIP or lump sumSIP uses an automated mandate; lump sum is a one-time payment.
- Receive units at applicable NAVCut-off time, cleared funds and scheme rules determine the applicable NAV.
- Review, do not chaseTrack goal fit, risk, manager/mandate changes, costs and portfolio — not daily noise.
Download and verify at source
The packaged Scheme Summary PDF is the official AMFI file, unchanged. Live AMC links are included for time-sensitive factsheets, top holdings and portfolios.
Source verification date: 06 September 2026. If a live document differs from this page, rely on the newer official document.