Primarily market-linked growth exposure
The objective of the Scheme is to generate long term capital appreciation / income by investing in a diversified portfolio of equity & equity related instruments, debt & money market instruments, Commodities ETFs such as Gold/Silver/other Commodities ETFs as permitted and Exchange Traded Commodity Derivatives. There is no assurance that the investment objective of the Scheme will be achieved.
Investors with a long horizon who can tolerate meaningful falls in value.
Share-price volatility, valuation risk, concentration and tracking risk where applicable.
How the money may be invested
Equity and equity related instruments: 65%- 80%; Debt Securities (including securitised debt) and money market instruments: 10%- 30%; Commodities ETFs such as Gold/Silver/other Commodities as permitted, ETCDs :10% - 30%; Units issued by InvITs: 0% -10%; Non-convertible preference shares: 0% -10% As per clause 13.18.1 of Master Circular, the cumulative gross exposure through equity, debt, exchange traded derivative commodities, commodities ETFs as permitted, derivative positions (including fixed income derivatives), repo transactions and Equity and equity related instruments, Infrastructure Investment Trusts (InvITs), other permitted securities/ assets and such other securities I assets as may be permitted by SEBI from time to time shall not exceed 100% of the net assets of the Scheme.
- SEBI category
- Multi Asset Allocation
- Fund type
- An open-ended scheme investing in Equity and Equity related instruments, Debt & Money Market Instruments, Gold/Silver/other permitted Commodities ETFs and Exchange Traded Commodity Derivatives.
- Primary benchmark
- 65% Nifty 50 TRI + 22.5% Nifty Composite Debt Index+ 10% Domestic Price of Gold+ 2.5% Domestic Price of Silver
Use the latest monthly portfolio
Top holdings are the largest securities currently owned by the scheme. Names and weights can change every month, so a copied list can become misleading. Open the AMC's current official portfolio or factsheet below and look for this exact fund name.
Manager and scheme tenure
- Fund manager(s)
- Mr.Srinivasan Ramamurthy · Mr.Anil Bamboli · Mr. Bhagyesh Kagalkar · Ms. Nandita Menezes, FM 5 – Mr. Arun Agarwal · Mr. Dhruv Muchhal
- Manager tenure on this scheme
- Mr.Srinivasan Ramamurthy — since 13 January 2022 · Mr.Anil Bamboli — since 17 August 2005 · Mr. Bhagyesh Kagalkar — since 2 February 2022 · Ms. Nandita Menezes, FM 5 – Mr. Arun Agarwal — since 29 March 2025 · Since 24 August 2020 · Mr. Dhruv Muchhal — since June 22, 2023.
- Role / co-management
- Mr.Srinivasan Ramamurthy — Equities · Mr.Anil Bamboli — Debt, FM 3 – Gold · Ms. Nandita Menezes, FM 5 – Mr. Arun Agarwal — Arbitrage · Arbitrage · Mr. Dhruv Muchhal — Dedicated Fund Manager for Overseas Investments
The tenure above is experience managing this scheme, not the manager's total career experience. For education, qualifications and prior roles, open the latest official AMC factsheet or manager profile below.
Latest NAV records
NAV is a per-unit accounting value. Compare returns, portfolio, risk and cost — never choose a fund only because its NAV looks low.
| Plan / option reported by AMFI | NAV | Date |
|---|---|---|
| HDFC Multi Asset Allocation Fund - Direct Plan - Growth Option | ₹85.1780 | 04 Sep 2026 |
| HDFC Multi Asset Allocation Fund - Direct Plan - IDCW Option | ₹21.7050 | 04 Sep 2026 |
| HDFC Multi Asset Allocation Fund - Regular Plan - Growth Option | ₹75.4350 | 04 Sep 2026 |
| HDFC Multi Asset Allocation Fund - Regular Plan - IDCW Option | ₹17.1680 | 04 Sep 2026 |
What you pay and how money moves
- Stated expense ratio
- Regular 2.01%, Direct 1.01%
- Exit load
- In respect of each purchase / switch-in of Units, upto 15% of the units (“the limit”) may be redeemed without any exit load from the date of allotment. However, please note that the Units will be redeemed on First In First Out (FIFO) basis. Any redemption in excess of the above limit shall be subject to the following exit load: - Exit Load of 1.00% is payable if units are redeemed/switched out within 12 months from the date of allotment. - No Exit Load is payable if units are redeemed/switched out after 12 months from the date of allotment.
- Minimum application
- Rs.100 · multiples of Any amount
- SIP frequency
- For Systematic Investmet Plan (SIP) Daily, Weekly, Monthly, Quarterly, Half Yearly and Yearly For Systematic Withdrawal Advantage Plan (SWAP) Fixed SWAP - Monthly, Quarterly, Half Yearly, Yearly Variable SWAP - Quarterly, Half Yearly, Yearly For Sytematic Transfer Plan (STP) Fixed Systematic Transfer Plan (FSTP) - Daily, Weekly, Monthly, Quarterly Capital Appreciation Systematic Transfer Plan (CASTP) - Monthly, Quarterly
- Minimum SIP amount
- For SIP DSIP, WSIP, MSIP - Rs. 100; QSIP - Rs. 1500; HSIP - Rs. 2500; YSIP - Rs. 5000. For SWAP Fixed SWAP - Rs. 100; Variable SWAP - Rs. 300. For STP Fixed STP (FSTP) Daily FSTP - Rs. 500; Weekly FSTP - Rs. 500; Monthly FSTP - Rs. 1000; Quarterly FSTP -Rs. 3000. Capital Appreciation STP (CASTP) Monthly CASTP - Rs. 300; Quarterly CASTP - Rs 1000.
- Minimum instalments
- SIP: Minimum number of installments under DSIP- 2 Minimum number of Installments under WSIP and MSIP : - In respect of each SIP Installment between Rs.300 to Rs.499 in value - 20 - In respect of each SIP Installment between Rs.500 to Rs.999 in value - 12. In respect of each SIP Installment equal to or greater than Rs 1,000 in value - 6 Minimum number of installments under QSIP : - In respect of each SIP Installment between Rs.1,500 to Rs.2,999 in value- 4; In respect of each SIP Installment equal to or greater than Rs. 3,000 in value- 2 Minimum number of installments under HYSIP: - In respect of each SIP Installment equal to or greater than Rs. 2,500 in value- 2 Minimum number of installments under YSIP: - In respect of each SIP Installment equal to or greater than Rs. 5,000 in value- 1 SWP: For Fixed and Variable SWP- 2 STP: Under Daily FSTP: -where installment amount is less than Rs. 1,000 : 12 - where installment amount is equal to or greater than Rs. 1,000: 6 Under Weekly STP : - Where installment amount is less than Rs. 1,000: 12 installments - Where installment amount is equal to or greater than Rs. 1,000: 6 installments However, for weekly STP in equity linked savings schemes, there should be a minimum of 6 installments for enrollment. Under Monthly FSTP & Monthly CASTP : - Minimum 6 installments, Under Quarterly FSTP & Quarterly CASTP : - Minimum 2 installments. Further, the minimum balance in the Unit holders account or the minimum amount of application at the time of enrolment for STP in the Transferor Scheme should be Rs. 12,000. There will be no maximum duration for STP enrolment.
How a mutual-fund investment is paid
- Complete KYCIdentity, PAN, bank and contact verification are required.
- Choose route and optionUnderstand direct vs regular and growth vs IDCW before selecting.
- Choose SIP or lump sumSIP uses an automated mandate; lump sum is a one-time payment.
- Receive units at applicable NAVCut-off time, cleared funds and scheme rules determine the applicable NAV.
- Review, do not chaseTrack goal fit, risk, manager/mandate changes, costs and portfolio — not daily noise.
Download and verify at source
The packaged Scheme Summary PDF is the official AMFI file, unchanged. Live AMC links are included for time-sensitive factsheets, top holdings and portfolios.
Source verification date: 06 September 2026. If a live document differs from this page, rely on the newer official document.