Income-oriented debt or money-market exposure
To generate income through predominantly investing in Debt instruments of Banks, Public Sector Undertakings, Public Financial Institutions and Municipal Bonds while maintaining the optimum balance of yield, safety and liquidity. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.
Investors matching the scheme's duration and credit profile to their time horizon.
Interest-rate, credit, liquidity and reinvestment risk; debt funds are not fixed deposits.
How the money may be invested
• Debt instruments of banks, Public Sector Undertakings, Public Financial Institutions and Municipal Bonds = 80% - 100% • Debt and money market securities (including government securities) issued by entities other than banks, Public Sector Undertakings, Public Financial Institutions and Municipal Bonds. = 0% - 20%
- SEBI category
- Banking and PSU Debt Fund
- Fund type
- Open Ended
- Primary benchmark
- Nifty Banking and PSU Debt Index A-II
Use the latest monthly portfolio
Top holdings are the largest securities currently owned by the scheme. Names and weights can change every month, so a copied list can become misleading. Open the AMC's current official portfolio or factsheet below and look for this exact fund name.
Manager and scheme tenure
- Fund manager(s)
- Rohit Lakhotia · Manish Banthia
- Manager tenure on this scheme
- Rohit Lakhotia — since 12 June 2023 · Manish Banthia — since 13 September 2024
- Role / co-management
- Rohit Lakhotia — Comanage · Manish Banthia — Comanage
The tenure above is experience managing this scheme, not the manager's total career experience. For education, qualifications and prior roles, open the latest official AMC factsheet or manager profile below.
Latest NAV records
NAV is a per-unit accounting value. Compare returns, portfolio, risk and cost — never choose a fund only because its NAV looks low.
| Plan / option reported by AMFI | NAV | Date |
|---|---|---|
| ICICI Prudential Banking and PSU Debt Fund - Direct Plan - Growth | ₹36.5404 | 04 Sep 2026 |
| ICICI Prudential Banking and PSU Debt Fund - Direct Plan - Quarterly IDCW | ₹13.0397 | 04 Sep 2026 |
| ICICI Prudential Banking and PSU Debt Fund - Regular Plan - Growth | ₹34.9141 | 04 Sep 2026 |
| ICICI Prudential Banking and PSU Debt Fund - Regular Plan - Quarterly IDCW | ₹11.0381 | 04 Sep 2026 |
What you pay and how money moves
- Stated expense ratio
- Actual expenses for the month ended July 31, 2026: Direct Plan: 0.39% Regular Plan: 0.73%
- Exit load
- Nil
- Minimum application
- Rs. 500 · multiples of 1
- SIP frequency
- Refer to the current official scheme document.
- Minimum SIP amount
- Refer to the current official scheme document.
- Minimum instalments
- Refer to the current official scheme document.
How a mutual-fund investment is paid
- Complete KYCIdentity, PAN, bank and contact verification are required.
- Choose route and optionUnderstand direct vs regular and growth vs IDCW before selecting.
- Choose SIP or lump sumSIP uses an automated mandate; lump sum is a one-time payment.
- Receive units at applicable NAVCut-off time, cleared funds and scheme rules determine the applicable NAV.
- Review, do not chaseTrack goal fit, risk, manager/mandate changes, costs and portfolio — not daily noise.
Download and verify at source
The packaged Scheme Summary PDF is the official AMFI file, unchanged. Live AMC links are included for time-sensitive factsheets, top holdings and portfolios.
Source verification date: 06 September 2026. If a live document differs from this page, rely on the newer official document.