Invesco India Banking and PSU Debt Fund

Primarily market-linked growth exposure

To generate returns by investing primarily in debt & Money Market Instruments issued by banks, Public Financial Institutions (PFIs), Public Sector Undertakings (PSUs) and Municipal Bonds. There is no assurance that the investment objective of the Scheme will be achieved

How the money may be invested

Debt and Money Market Instruments issued by banks, PSUs, PFIs and Municipal Bonds: Min.80% Max. 100% Debt and Money Market Instruments issued by other than banks, PSUs, PFIs and Municipal Bonds: Min.0% Max. 20%

SEBI category

Banking and PSU Debt Fund

Fund type

An open ended debt scheme predominantly investing in Debt instruments of banks, Public Sector Undertakings, Public Financial Institutions and Municipal Bonds. A relatively high interest rate risk and relatively low credit risk

Primary benchmark

Nifty Banking & PSU Debt Index A-II

Use the latest monthly portfolio

Top holdings are the largest securities currently owned by the scheme. Names and weights can change every month, so a copied list can become misleading. Open the AMC's current official portfolio or factsheet below and look for this exact fund name.

Manager and scheme tenure

Fund manager(s)

Vikas Garg, Krishna Cheemalapati

Manager tenure on this scheme

Since Vikas Garg - 26/09/2020, Krishna Cheemalapati - 16/12/2020

Role / co-management

Vikas Garg - Primary, Krishna Cheemalapati - Comanage

The tenure above is experience managing this scheme, not the manager's total career experience. For education, qualifications and prior roles, open the latest official AMC factsheet or manager profile below.

Latest NAV records

NAV is a per-unit accounting value. Compare returns, portfolio, risk and cost — never choose a fund only because its NAV looks low.

What you pay and how money moves

Stated expense ratio

Regular 0.70%, Direct 0.28%

Exit load

Nil

Minimum application

1000 · multiples of 1

SIP frequency

SIP-Monthly/Quarterly, SWP-Weekly/Monthly/Quarterly, Fixed STP- Daily/ Weekly/ Fortnightly/ Monthly/ Quarterly, Flex STP- Monthly/Quarterly, Appreciation STP- Monthly/Quarterly

Minimum SIP amount

SIP-Monthly:1000; Quarterly:2000, SWP-Weekly/Monthly:1000;Quarterly:1500, Fixed STP- Daily:500; Weekly/ Fortnightly/ Monthly:1000 Quarterly:1500; Flex STP- Monthly:1000; Quarterly:1500, Appreciation STP- Monthly/Quarterly:500

Minimum instalments

SIP - Monthly -6, Quarterly- 4; SWP -Weekly/Monthly -6 , Quarterly -4; Fixed STP: Daily -12, Fortnightly/Monthly- 6, Quarterly - 4; Flex STP: Monthly -6, Quarterly -4

How a mutual-fund investment is paid

1. Complete KYCIdentity, PAN, bank and contact verification are required.
2. Choose route and optionUnderstand direct vs regular and growth vs IDCW before selecting.
3. Choose SIP or lump sumSIP uses an automated mandate; lump sum is a one-time payment.
4. Receive units at applicable NAVCut-off time, cleared funds and scheme rules determine the applicable NAV.
5. Review, do not chaseTrack goal fit, risk, manager/mandate changes, costs and portfolio — not daily noise.

Download and verify at source

The packaged Scheme Summary PDF is the official AMFI file, unchanged. Live AMC links are included for time-sensitive factsheets, top holdings and portfolios.

Source verification date: 06 September 2026. If a live document differs from this page, rely on the newer official document.