A managed mix of asset classes or strategies
The investment objective of the Scheme is to seek capital appreciation by investing in equity and equity related securities and fixed income instruments. The allocation between equity instruments and fixed income will be managed dynamically so as to provide investors with long term capital appreciation. However, there can be no assurance that the investment objective of the scheme will be realized.
Investors who understand that the risk depends on the scheme's actual equity, debt and derivative mix.
Market, credit, interest-rate and allocation risk can operate together.
How the money may be invested
Equity, Units Issued by REITs & Equity related instruments including derivatives 65%-100%, Money market instruments(including cash and reverse repo) and debt instruments with residual maturity up to 3 years 0%-35%, Units issued by InvITs 0%-10%.
- SEBI category
- Dynamic Asset Allocation / Balanced Advantage Fund
- Fund type
- An open ended dynamic asset allocation fund
- Primary benchmark
- Nifty 50 Hybrid Composite Debt 50:50 Index
Use the latest monthly portfolio
Top holdings are the largest securities currently owned by the scheme. Names and weights can change every month, so a copied list can become misleading. Open the AMC's current official portfolio or factsheet below and look for this exact fund name.
Manager and scheme tenure
- Fund manager(s)
- Mr. Nilay Dalal, Mr. Laukik Bagwe and Mr. Animesh Singh
- Manager tenure on this scheme
- Since Mr. Nilay Dalal- 08-May-2026, Mr. Laukik Bagwe - 01 February 2025 & Mr. Animesh Singh- 08-May-2026
- Role / co-management
- Mr. Nilay Dalal - Fund Manager , Mr. Laukik Bagwe - Fund manager and Head - Fixed Income , Mr. Animesh Singh - Fund Manager
The tenure above is experience managing this scheme, not the manager's total career experience. For education, qualifications and prior roles, open the latest official AMC factsheet or manager profile below.
Latest NAV records
NAV is a per-unit accounting value. Compare returns, portfolio, risk and cost — never choose a fund only because its NAV looks low.
| Plan / option reported by AMFI | NAV | Date |
|---|---|---|
| ITI Balanced Advantage Fund - Direct Plan - Growth Option | ₹16.4696 | 04 Sep 2026 |
| ITI Balanced Advantage Fund - Direct Plan - IDCW Option | ₹14.0415 | 04 Sep 2026 |
| ITI Balanced Advantage Fund - Regular Plan - Growth Option | ₹14.4785 | 04 Sep 2026 |
| ITI Balanced Advantage Fund - Regular Plan - IDCW Option | ₹12.1211 | 04 Sep 2026 |
What you pay and how money moves
- Stated expense ratio
- Regular 3.25%, Direct 1.60%
- Exit load
- 10% of the units allotted may be redeemed without any exit load, on or before completion of 3 months from the date of allotment of units. Any redemption in excess of such limit in the first 3 months from the date of allotment shall be subject to the following exit load: i. 0.50% if redeemed or switchedout on or before completion of 3 months from the date of allotment of units ii. Nil, if redeemed or switched out after complep from the date of allotment of units.
- Minimum application
- 5000 · multiples of 1
- SIP frequency
- SIP-Daily/Weekly/Monthly, STP- Daily/Weekly/Monthly/Quarterly, SWP- Monthly/ Quarterly
- Minimum SIP amount
- SIP-Daily: Rs. 500/-/ Weekly and Monthly:Rs. 500/- or Rs. 1000/-, STP- Rs. 500/-, SWP- Rs. 1000/-
- Minimum instalments
- SIP-Daily- 30 ; Weekly/Monthly -12 or 6, STP-Daily-30; Weekly /Monthly/Quarterly -2, SWP- Monthly/Quarterly-2
How a mutual-fund investment is paid
- Complete KYCIdentity, PAN, bank and contact verification are required.
- Choose route and optionUnderstand direct vs regular and growth vs IDCW before selecting.
- Choose SIP or lump sumSIP uses an automated mandate; lump sum is a one-time payment.
- Receive units at applicable NAVCut-off time, cleared funds and scheme rules determine the applicable NAV.
- Review, do not chaseTrack goal fit, risk, manager/mandate changes, costs and portfolio — not daily noise.
Download and verify at source
The packaged Scheme Summary PDF is the official AMFI file, unchanged. Live AMC links are included for time-sensitive factsheets, top holdings and portfolios.
Source verification date: 06 September 2026. If a live document differs from this page, rely on the newer official document.