Kotak Banking and Financial Services Fund

Primarily market-linked growth exposure

The investment objective of the scheme is to generate long-term capital appreciation from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services sector. However, there can be no assurance that the investment objective of the scheme would be achieved.

How the money may be invested

Investments Indicative Allocation Equity and Equity Related Securities selected on the basis of business cycle- 80%-100%-Very High Equity and Equity Related Securities of companies other than those engaged in Banking & Financial Services -0%-20%-Very High Overseas Mutual Fund Schemes/ETFs/Foreign Securities - 0-20% - Very High Debt and Money Market Securities-0%-20%-Low to Moderate Units of InvITs-0%-10%-Very High $companies include units of REITs

SEBI category

Sectoral

Fund type

An open-ended equity scheme investing in the Banking & Financial Services Sectors

Primary benchmark

Nifty Financial Services Total Return Index

Use the latest monthly portfolio

Top holdings are the largest securities currently owned by the scheme. Names and weights can change every month, so a copied list can become misleading. Open the AMC's current official portfolio or factsheet below and look for this exact fund name.

Manager and scheme tenure

Fund manager(s)

FM 1 Ms. Shibani Sircar Kurian, FM 2 Mr. Abhishek Bisen

Manager tenure on this scheme

Since February 27, 2023 (FM1, FM 2)

Role / co-management

FM 1 Fund Manager for equity investment of the SchemeFM 2 Fund Manager for debt investment of the Scheme

The tenure above is experience managing this scheme, not the manager's total career experience. For education, qualifications and prior roles, open the latest official AMC factsheet or manager profile below.

Latest NAV records

NAV is a per-unit accounting value. Compare returns, portfolio, risk and cost — never choose a fund only because its NAV looks low.

What you pay and how money moves

Stated expense ratio

Regular 2.23%, Direct 0.80%

Exit load

For redemption / switch out within 30 days from the date of allotment: 0.5% If units are redeemed or switched out on or after 30 days from the date of allotment: NIL Units issued on reinvestment of IDCW shall not be subject to entry and exit load. Any exit load charged (net off Goods and Services tax, if any) shall be credited back to the Scheme.

Minimum application

Rs. 100/- · multiples of Any amount thereafter Rs. 100

SIP frequency

SIP - Daily, Weekly, Monthly, Quarterly, Half – Yearly and Annually SWP - Daily, Weekly, Monthly, Quarterly, Half – Yearly and Annually STP - Daily & Weekly SSIP - Monthly/Quarterly SSTP - Monthly/Quarterly

Minimum SIP amount

SIP - Rs. 100/- and any amount thereafter,SWP - Rs. 1000 STP - Rs. 1000

Minimum instalments

SIP - N.A. SWP - 6 installmentsSTP - 6 installments

How a mutual-fund investment is paid

1. Complete KYCIdentity, PAN, bank and contact verification are required.
2. Choose route and optionUnderstand direct vs regular and growth vs IDCW before selecting.
3. Choose SIP or lump sumSIP uses an automated mandate; lump sum is a one-time payment.
4. Receive units at applicable NAVCut-off time, cleared funds and scheme rules determine the applicable NAV.
5. Review, do not chaseTrack goal fit, risk, manager/mandate changes, costs and portfolio — not daily noise.

Download and verify at source

The packaged Scheme Summary PDF is the official AMFI file, unchanged. Live AMC links are included for time-sensitive factsheets, top holdings and portfolios.

Source verification date: 06 September 2026. If a live document differs from this page, rely on the newer official document.