Income-oriented debt or money-market exposure
The Scheme endeavors to provide regular income and capital growth with limited interest rate risk to the investors through investments in a portfolio comprising of debt instruments maturing on or before the maturity of the Scheme. There is no assurance that the investment objective of the Scheme will be achieved.
Investors matching the scheme's duration and credit profile to their time horizon.
Interest-rate, credit, liquidity and reinvestment risk; debt funds are not fixed deposits.
How the money may be invested
Indicative Allocation Debt and Money Market Instruments including Government Securities - 80% - 100% - Low to Medium (Risk Profile) Money Market Instruments - 0% - 20% - Low to Medium (Risk Profile)
- SEBI category
- Fixed Term Plan
- Fund type
- Close ended debt scheme with maturity of 3119 days. A relatively high interest rate risk and relatively low credit risk
- Primary benchmark
- Nifty G-Sec July 2031 Index
Use the latest monthly portfolio
Top holdings are the largest securities currently owned by the scheme. Names and weights can change every month, so a copied list can become misleading. Open the AMC's current official portfolio or factsheet below and look for this exact fund name.
Manager and scheme tenure
- Fund manager(s)
- Mr. Deepak Agrawal · Mr. Manu Sharma
- Manager tenure on this scheme
- Mr. Deepak Agrawal — since 30 December 2022 · Mr. Manu Sharma — since 16 January 2023
- Role / co-management
- Mr. Deepak Agrawal — Primary · Mr. Manu Sharma — Primary
The tenure above is experience managing this scheme, not the manager's total career experience. For education, qualifications and prior roles, open the latest official AMC factsheet or manager profile below.
Latest NAV records
NAV is a per-unit accounting value. Compare returns, portfolio, risk and cost — never choose a fund only because its NAV looks low.
| Plan / option reported by AMFI | NAV | Date |
|---|---|---|
| Kotak FMP Series 304 - Direct Plan - Growth Option | ₹13.3178 | 04 Sep 2026 |
| Kotak FMP Series 304 - Direct Plan - Payout of IDCW | ₹13.3165 | 04 Sep 2026 |
| Kotak FMP Series 304 - Regular Plan - Growth Option | ₹13.3020 | 04 Sep 2026 |
| Kotak FMP Series 304 - Regular Plan - Payout of IDCW | ₹13.3021 | 04 Sep 2026 |
What you pay and how money moves
- Stated expense ratio
- Regular 0.10%, Direct 0.07%
- Exit load
- Nil
- Minimum application
- Rs. 5000/- · multiples of Re. 10
- SIP frequency
- SIP - N.A. SWP - N.A. STP - N.A.
- Minimum SIP amount
- SIP - N.A. SWP - N.A. STP - N.A.
- Minimum instalments
- SIP - N.A SWP - N.A. STP - N.A.
How a mutual-fund investment is paid
- Complete KYCIdentity, PAN, bank and contact verification are required.
- Choose route and optionUnderstand direct vs regular and growth vs IDCW before selecting.
- Choose SIP or lump sumSIP uses an automated mandate; lump sum is a one-time payment.
- Receive units at applicable NAVCut-off time, cleared funds and scheme rules determine the applicable NAV.
- Review, do not chaseTrack goal fit, risk, manager/mandate changes, costs and portfolio — not daily noise.
Download and verify at source
The packaged Scheme Summary PDF is the official AMFI file, unchanged. Live AMC links are included for time-sensitive factsheets, top holdings and portfolios.
Source verification date: 06 September 2026. If a live document differs from this page, rely on the newer official document.