Income-oriented debt or money-market exposure
The objective of the Plan is to generate risk-free returns through investments in sovereign securities issued by the Central Government and/or State Government(s) and/or any security unconditionally guaranteed by the Government of India, and/or reverse repos in such securities as and when permitted by RBI. A portion of the fund may be invested in Reverse repo, Triparty repo on Government securities or treasury bills and/or other similar instruments as may be notified to meet the day-to-day liquidity requirements of the Plan. To ensure total safety of Unitholders' funds, the Plan does not invest in any other securities such as shares, debentures or bonds issued by any other entity. The Fund will seek to underwrite issuance of Government Securities if and to the extent permitted by SEBI/RBI and subject to the prevailing rules and regulations specified in this respect and may also participate in their auction from time to time. Subject to the maximum amount permitted from time to time, the Plan may invest in securities abroad, in the manner allowed by SEBI/RBI in conformity with the guidelines, rules and regulations in this respect. There is no assurance that the investment objective of the Plan will be achieved. It is however emphasized, that investments under the Plan are made in Government Securities, where there is no risk of default of payment in principal or interest amount.
Investors matching the scheme's duration and credit profile to their time horizon.
Interest-rate, credit, liquidity and reinvestment risk; debt funds are not fixed deposits.
How the money may be invested
Government of India Securities/ State Government Securities/ Government of India tbills/, repos/ reverse repos in such Securities as may be permitted by RBI - 80%-100% - Sovereign Call money market or alternative investment for call money market as may be provided by the Reserve Bank of India - currently Triparty repo on Government securities or treasury bills - 0% - 20% - Low
- SEBI category
- Gilt Fund
- Fund type
- An open ended debt scheme investing in government securities across maturity. A relatively high interest rate risk and relatively low credit risk.
- Primary benchmark
- Nifty All Duration G-Sec Index
Use the latest monthly portfolio
Top holdings are the largest securities currently owned by the scheme. Names and weights can change every month, so a copied list can become misleading. Open the AMC's current official portfolio or factsheet below and look for this exact fund name.
Manager and scheme tenure
- Fund manager(s)
- FM 1 Mr. Abhishek Bisen
- Manager tenure on this scheme
- Since FM 1 15/04/2008
- Role / co-management
- FM 1 Primary
The tenure above is experience managing this scheme, not the manager's total career experience. For education, qualifications and prior roles, open the latest official AMC factsheet or manager profile below.
Latest NAV records
NAV is a per-unit accounting value. Compare returns, portfolio, risk and cost — never choose a fund only because its NAV looks low.
| Plan / option reported by AMFI | NAV | Date |
|---|---|---|
| Kotak Gilt Fund - Direct Plan - Growth | ₹111.3512 | 04 Sep 2026 |
| Kotak Gilt Fund - Direct Plan - Investment Provident Fund and Trust-Growth | ₹114.0495 | 04 Sep 2026 |
| Kotak Gilt Fund - Direct Plan - Payout of Income Distribution cum capital withdrawal option - Direct | ₹24.5030 | 04 Sep 2026 |
| Kotak Gilt Fund - Regular Plan - Growth | ₹96.9570 | 04 Sep 2026 |
| Kotak Gilt Fund - Regular Plan - Investment Provident Fund and Trust-Growth | ₹99.1939 | 04 Sep 2026 |
| Kotak Gilt Fund - Regular Plan - Payout of Income Distribution cum capital withdrawal option | ₹18.9457 | 04 Sep 2026 |
| Kotak Gilt Fund - Regular Plan - Payout of Income Distribution cum capital withdrawal option | ₹11.7805 | 04 Sep 2026 |
What you pay and how money moves
- Stated expense ratio
- Regular 1.48%, Direct 0.48%
- Exit load
- Nil
- Minimum application
- Rs. 100/- · multiples of Rs. 100/-and any amount thereafter
- SIP frequency
- SIP - Daily, Weekly, Monthly, Quarterly, Half – Yearly and Annually SWP - Daily, Weekly, Monthly, Quarterly, Half – Yearly and Annually STP - Daily, Weekly, Monthly & Quarterly
- Minimum SIP amount
- SIP - Rs. 100/- and any amount thereafter,SWP - Rs. 1000 STP - Rs. 1000 "
- Minimum instalments
- SIP - N.A. SWP - 6 installments STP - 6 installments
How a mutual-fund investment is paid
- Complete KYCIdentity, PAN, bank and contact verification are required.
- Choose route and optionUnderstand direct vs regular and growth vs IDCW before selecting.
- Choose SIP or lump sumSIP uses an automated mandate; lump sum is a one-time payment.
- Receive units at applicable NAVCut-off time, cleared funds and scheme rules determine the applicable NAV.
- Review, do not chaseTrack goal fit, risk, manager/mandate changes, costs and portfolio — not daily noise.
Download and verify at source
The packaged Scheme Summary PDF is the official AMFI file, unchanged. Live AMC links are included for time-sensitive factsheets, top holdings and portfolios.
Source verification date: 06 September 2026. If a live document differs from this page, rely on the newer official document.