LIC MF Conservative Hybrid Fund

Income-oriented debt or money-market exposure

The investment objective of the Scheme is to generate regular income by investing mainly in a portfolio of quality debt securities and money market instruments. It also seeks to generate capital appreciation by investing some percentage in a mix of equity instruments. There is no assurance that the investment objective of the Scheme will be achieved.

How the money may be invested

Debt/Money Market :75-90%, Equity and Equity related instruments*:10-25%, Units issued by Infrastructure Investment Trusts (InvITs)*, Exchange Traded Commodity Derivatives(ETCDs), and mutual fund units including Gold ETFs, Silver ETFs.:0-10%. Please refer the Scheme Information Document for complete details.

SEBI category

Conservative Hybrid Fund

Fund type

An open ended hybrid scheme investing predominantly in debt instruments.

Primary benchmark

Crisil Hybrid 85 + 15 - Conservative Index

Use the latest monthly portfolio

Top holdings are the largest securities currently owned by the scheme. Names and weights can change every month, so a copied list can become misleading. Open the AMC's current official portfolio or factsheet below and look for this exact fund name.

Manager and scheme tenure

Fund manager(s)

FM -1-Mr. Pratik Harish Shroff, FM -2-Mr. Siddharth Panjwani

Manager tenure on this scheme

Since 26 September 2023 · Since 1st July 2026.

Role / co-management

FM -1-Fund Manager - Debt, FM -2-Fund Manager - Equity

The tenure above is experience managing this scheme, not the manager's total career experience. For education, qualifications and prior roles, open the latest official AMC factsheet or manager profile below.

Latest NAV records

NAV is a per-unit accounting value. Compare returns, portfolio, risk and cost — never choose a fund only because its NAV looks low.

What you pay and how money moves

Stated expense ratio

Regular 2.14%, Direct 1.18%

Exit load

12% of the units allotted shall be redeemed or switched out without any exit load, on or before completion of 90 days from the date of allotment of units. 1% on remaining units if redeemed or switched out on or before completion of 90 days from the date of allotment of units Nil, if redeemed or switched out after completion of 90 days from the date of allotment of units.

Minimum application

5000 · multiples of 1

SIP frequency

SIP Details - Daily, Weekly, Monthly, Quarterly | SWP Details - Monthly, Quarterly ,Half Yearly,Yearly | STP Details - Daily, Weekly, Monthly, Quarterly

Minimum SIP amount

SIP Details - 100,150,200, 1000 | SWP Details - 500,500,500,500 | STP Details - 100, 500, 500, 500

Minimum instalments

"SIP Details - 60,40,30,6 | SWP Details - 6,4,4,4 | STP : 60,12,12,12"

How a mutual-fund investment is paid

1. Complete KYCIdentity, PAN, bank and contact verification are required.
2. Choose route and optionUnderstand direct vs regular and growth vs IDCW before selecting.
3. Choose SIP or lump sumSIP uses an automated mandate; lump sum is a one-time payment.
4. Receive units at applicable NAVCut-off time, cleared funds and scheme rules determine the applicable NAV.
5. Review, do not chaseTrack goal fit, risk, manager/mandate changes, costs and portfolio — not daily noise.

Download and verify at source

The packaged Scheme Summary PDF is the official AMFI file, unchanged. Live AMC links are included for time-sensitive factsheets, top holdings and portfolios.

Source verification date: 06 September 2026. If a live document differs from this page, rely on the newer official document.