Income-oriented debt or money-market exposure
The primary objective of the scheme is to generate credit risk free and reasonable returns for its investors through investments in sovereign securities issued by the central and /or state Government and/or any security unconditionally guaranteed by the central/ state government for repayment of Principal and interest and/or reverse repos in such securities as and when permitted by RBI. There is no assurance that the investment objective of the Scheme will be achieved.
Investors matching the scheme's duration and credit profile to their time horizon.
Interest-rate, credit, liquidity and reinvestment risk; debt funds are not fixed deposits.
How the money may be invested
G-Sec Instruments: 80- 100%, Debt/Money Market (Debt includes securitized debt): 0-20%. Please refer the Scheme Information Document for complete details.
- SEBI category
- Gilt Fund
- Fund type
- An open ended debt scheme investing in government securities across maturity. (A Relatively High interest rate risk and Relatively Low Credit Risk)
- Primary benchmark
- NIFTY All Duration G-Sec Index
Use the latest monthly portfolio
Top holdings are the largest securities currently owned by the scheme. Names and weights can change every month, so a copied list can become misleading. Open the AMC's current official portfolio or factsheet below and look for this exact fund name.
Manager and scheme tenure
- Fund manager(s)
- FM -1-Pratik Harish Shroff, FM -2-Rahul Singh
- Manager tenure on this scheme
- Since FM -1-Managing since 26th September 2023, FM -2- Managing since 1st October 2025
- Role / co-management
- FM -1-Primary, FM -2-Comanage
The tenure above is experience managing this scheme, not the manager's total career experience. For education, qualifications and prior roles, open the latest official AMC factsheet or manager profile below.
Latest NAV records
NAV is a per-unit accounting value. Compare returns, portfolio, risk and cost — never choose a fund only because its NAV looks low.
| Plan / option reported by AMFI | NAV | Date |
|---|---|---|
| LIC MF Gilt Fund - Direct Plan - Growth | ₹66.7743 | 04 Sep 2026 |
| LIC MF Gilt Fund - Direct Plan - IDCW | ₹19.2351 | 04 Sep 2026 |
| LIC MF Gilt Fund - Growth | ₹34.7671 | 04 Sep 2026 |
| LIC MF Gilt Fund - IDCW | ₹22.4978 | 04 Sep 2026 |
| LIC MF Gilt Fund - Regular Plan - Growth | ₹60.1960 | 04 Sep 2026 |
| LIC MF Gilt Fund - Regular Plan - IDCW | ₹17.3515 | 04 Sep 2026 |
What you pay and how money moves
- Stated expense ratio
- Regular 1.10%, Direct 0.68%
- Exit load
- 0.25% if exit within 30 days from date of allotment of units
- Minimum application
- 10000 · multiples of 1
- SIP frequency
- SIP Details -Daily,Weekly, Monthly, Quarterly | SWP Details - Monthly, Quarterly ,Half Yearly,Yearly | STP Details - Daily, Weekly, Monthly, Quarterly
- Minimum SIP amount
- SIP Details - 100,150, 200, 1000 | SWP Details - 500,500,500,500 | STP Details - 100, 500, 500, 500
- Minimum instalments
- SIP Details - 60,40,12,4 | SWP Details - 6,4,4,4 | STP : 60,12,12,12
How a mutual-fund investment is paid
- Complete KYCIdentity, PAN, bank and contact verification are required.
- Choose route and optionUnderstand direct vs regular and growth vs IDCW before selecting.
- Choose SIP or lump sumSIP uses an automated mandate; lump sum is a one-time payment.
- Receive units at applicable NAVCut-off time, cleared funds and scheme rules determine the applicable NAV.
- Review, do not chaseTrack goal fit, risk, manager/mandate changes, costs and portfolio — not daily noise.
Download and verify at source
The packaged Scheme Summary PDF is the official AMFI file, unchanged. Live AMC links are included for time-sensitive factsheets, top holdings and portfolios.
Source verification date: 06 September 2026. If a live document differs from this page, rely on the newer official document.