Income-oriented debt or money-market exposure
The investment objective of the Scheme is to generate income through investment in a portfolio comprising of government securities of various maturities. However, there is no assurance that the Investment Objective of the Scheme will be achieved.
Investors matching the scheme's duration and credit profile to their time horizon.
Interest-rate, credit, liquidity and reinvestment risk; debt funds are not fixed deposits.
How the money may be invested
Central and State Government securities, Treasury Bills and Cash Management Bills of Government of India: 80% - 100% of total assets, Call money market, Triparty Repo, Reverse Repo in Government Securities and Treasury Bills*: 0% - 20% of total assets, Units Issued by InvITs - 0% - 10% *Including alternative investment for call money market as may be permissible by SEBI and RBI, subject to prior regulatory approval, if any Please refer the Scheme Information Document for complete details.
- SEBI category
- Gilt Fund
- Fund type
- An open ended debt scheme investing in government securities across maturity. A relatively high interest rate risk and relatively low credit risk.
- Primary benchmark
- CRISIL Dynamic Gilt Index# #CRISIL Benchmark Disclaimer: CRISIL Indices are the sole property of CRISIL Limited (CRISIL). CRISIL Indices shall not be copied, transmitted or distributed in any manner for any commercial use. CRISIL has taken due care and caution in computation of the Indices, based on the data obtained from sources, which it considers reliable. However, CRISIL does not guarantee the accuracy, adequacy or completeness of the Indices and is not responsible for any errors or for the results obtained from the use of the Indices. CRISIL especially states that it has no financial liability whatsoever to the users of CRISIL Indices.
Use the latest monthly portfolio
Top holdings are the largest securities currently owned by the scheme. Names and weights can change every month, so a copied list can become misleading. Open the AMC's current official portfolio or factsheet below and look for this exact fund name.
Manager and scheme tenure
- Fund manager(s)
- FM 1 Mr. Parijat Agrawal,FM 2 Mr. Anindya Sarkar
- Manager tenure on this scheme
- Since 08-08-2022, FM 2 08-08-2022
- Role / co-management
- comanage
The tenure above is experience managing this scheme, not the manager's total career experience. For education, qualifications and prior roles, open the latest official AMC factsheet or manager profile below.
Latest NAV records
NAV is a per-unit accounting value. Compare returns, portfolio, risk and cost — never choose a fund only because its NAV looks low.
| Plan / option reported by AMFI | NAV | Date |
|---|---|---|
| Union Gilt Fund - Direct Plan - Annual IDCW Option | ₹11.7335 | 04 Sep 2026 |
| Union Gilt Fund - Direct Plan - Growth Option | ₹12.4221 | 04 Sep 2026 |
| Union Gilt Fund - Direct Plan - Half-yearly IDCW Option | ₹12.0677 | 04 Sep 2026 |
| Union Gilt Fund - Regular Plan - Annual IDCW Option | ₹11.4565 | 04 Sep 2026 |
| Union Gilt Fund - Regular Plan - Growth Option | ₹12.1792 | 04 Sep 2026 |
| Union Gilt Fund - Regular Plan - Half-yearly IDCW Option | ₹11.8229 | 04 Sep 2026 |
What you pay and how money moves
- Stated expense ratio
- Regular 1.08%, Direct 0.65%
- Exit load
- Nil
- Minimum application
- 1000 · multiples of 1
- SIP frequency
- SIP - Daily, Weekly, Fortnightly and Monthly STP - Daily, Weekly, Fortnightly, Monthly ,Quarterly and Half yearly SWP - Daily, Monthly ,Quarterly, Half yearly and Yearly
- Minimum SIP amount
- SIP - Rs. 100 for daily SIP, Rs. 500 for weekly SIP, Rs. 500 for fortnightly SIP, Rs. 500 for monthly SIP, STP - Rs. 100 for all frequencies SWP - Rs. 500 for all frequencies
- Minimum instalments
- SIP - 6 instalments for all frequencies STP - 6 instalments for all frequencies SWP - 6 instalments for all frequencies
How a mutual-fund investment is paid
- Complete KYCIdentity, PAN, bank and contact verification are required.
- Choose route and optionUnderstand direct vs regular and growth vs IDCW before selecting.
- Choose SIP or lump sumSIP uses an automated mandate; lump sum is a one-time payment.
- Receive units at applicable NAVCut-off time, cleared funds and scheme rules determine the applicable NAV.
- Review, do not chaseTrack goal fit, risk, manager/mandate changes, costs and portfolio — not daily noise.
Download and verify at source
The packaged Scheme Summary PDF is the official AMFI file, unchanged. Live AMC links are included for time-sensitive factsheets, top holdings and portfolios.
Source verification date: 06 September 2026. If a live document differs from this page, rely on the newer official document.