Debt - Money Market Fund

UTI - Money Market Fund

An open ended debt scheme investing in money market instruments. A Relatively low interest rate and moderate credit risk

Official details checked 06 September 2026 · latest available AMFI NAV dated 04 Sep 2026
Reference NAV₹3,372.5642UTI - Money Market Fund - Direct Plan - Growth · NAV date 04 Sep 2026
RiskometerModerateCan change monthly
Expense ratioRegular 0.24%, Direct 0.17%Official stated figure; verify current TER
Allotment / launch23-Apr-1997UTI Mutual Fund
Full official AMFI Scheme Summary Document available below.

Saved AMFI NAV is visible. Checking for the latest available AMFI report after page load · saved snapshot 04 Sep 2026.

Plain-language summary

Income-oriented debt or money-market exposure

The investment objective of the scheme is to generate reasonable income with high level of liquidity by investing in a portfolio of money market instruments. However, there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

Who may study it further

Investors matching the scheme's duration and credit profile to their time horizon.

Main risks to understand

Interest-rate, credit, liquidity and reinvestment risk; debt funds are not fixed deposits.

Not an income promise: The objective describes what the manager aims to do. It is not a guaranteed result, return or capital-protection statement.
Portfolio design

How the money may be invested

Money market instruments (including Triparty Repos on Government Securities or treasury bill & Repo) : 0% - 100%

SEBI category
Debt - Money Market Fund
Fund type
An open ended debt scheme investing in money market instruments. A Relatively low interest rate and moderate credit risk
Primary benchmark
CRISIL Money Market A-I Index
Top holdings

Use the latest monthly portfolio

Top holdings are the largest securities currently owned by the scheme. Names and weights can change every month, so a copied list can become misleading. Open the AMC's current official portfolio or factsheet below and look for this exact fund name.

Live verificationUTI - Money Market FundConfirm the reporting month, security name, sector and percentage of net assets.
Fund management

Manager and scheme tenure

Fund manager(s)
Mr. Anurag Mittal FM 1,Mr. Amit Sharma FM 2,Not Applicable FM 3,Not Applicable FM 4
Manager tenure on this scheme
Since 01/12/2021 FM 1,01/07/2017 FM 2,Not Applicable FM 3,Not Applicable FM 4
Role / co-management
Primary FM 1,Co manage FM 2,Not Applicable FM 3,Not Applicable FM 4

The tenure above is experience managing this scheme, not the manager's total career experience. For education, qualifications and prior roles, open the latest official AMC factsheet or manager profile below.

Plans and options

Latest NAV records

NAV is a per-unit accounting value. Compare returns, portfolio, risk and cost — never choose a fund only because its NAV looks low.

Plan / option reported by AMFINAVDate
UTI - Money Market Fund - Direct Plan - Annual IDCW₹2,001.777704 Sep 2026
UTI - Money Market Fund - Direct Plan - Daily IDCW (Reinvestment)₹1,030.865804 Sep 2026
UTI - Money Market Fund - Direct Plan - Flexi IDCW₹1,728.757204 Sep 2026
UTI - Money Market Fund - Direct Plan - Fortnightly IDCW₹1,253.972904 Sep 2026
UTI - Money Market Fund - Direct Plan - Growth₹3,372.564204 Sep 2026
UTI - Money Market Fund - Direct Plan - Half-Yearly IDCW₹1,884.465804 Sep 2026
UTI - Money Market Fund - Direct Plan - Monthly IDCW₹1,650.874004 Sep 2026
UTI - Money Market Fund - Direct Plan - Quarterly IDCW₹1,789.524604 Sep 2026
UTI - Money Market Fund - Direct Plan - Weekly IDCW₹1,133.372204 Sep 2026
UTI - Money Market Fund - Regular Plan - Annual IDCW₹1,982.741404 Sep 2026
UTI - Money Market Fund - Regular Plan - Daily IDCW (Reinvestment)₹1,067.461204 Sep 2026
UTI - Money Market Fund - Regular Plan - Discontinued Flexi Dividend₹4,150.543404 Sep 2026
UTI - Money Market Fund - Regular Plan - Discontinued Growth₹7,692.108304 Sep 2026
UTI - Money Market Fund - Regular Plan - Discontinued Periodic Dividend₹2,651.508604 Sep 2026
UTI - Money Market Fund - Regular Plan - Flexi IDCW₹1,288.029504 Sep 2026
UTI - Money Market Fund - Regular Plan - Fortnightly IDCW₹1,161.865304 Sep 2026
UTI - Money Market Fund - Regular Plan - Growth₹3,328.848404 Sep 2026
UTI - Money Market Fund - Regular Plan - Half-Yearly IDCW₹1,870.588804 Sep 2026
UTI - Money Market Fund - Regular Plan - Monthly IDCW₹1,038.436104 Sep 2026
UTI - Money Market Fund - Regular Plan - Quarterly IDCW₹1,024.771204 Sep 2026
UTI - Money Market Fund - Regular Plan - Weekly IDCW₹1,107.958804 Sep 2026
Costs and access

What you pay and how money moves

Stated expense ratio
Regular 0.24%, Direct 0.17%
Exit load
Nil
Minimum application
Regular Plan-Quarterly Reinvestment of IDCW- Rs.20000, Regular Plan-Quarterly Payout of IDCW- Rs.20000, Regular Plan-Monthly Reinvestment of IDCW- Rs.20000, Regular Plan-Monthly Payout of IDCW- Rs.20000, Regular Plan-Weekly Reinvestment of IDCW- Rs.20000, Regular Plan-Weekly Payout of IDCW- Rs.20000, Regular Plan-Growth- Rs.500, Regular Plan-Daily Reinvestment of IDCW- Rs.20000, Regular Plan-Half-yearly Reinvestment of IDCW- Rs.20000, Regular Plan-Half-yearly Payout of IDCW- Rs.20000, Regular Plan-Fortnightly Reinvestment of IDCW- Rs.20000, Regular Plan-Fortnightly Payout of IDCW- Rs.20000, Regular Plan-Flexi Reinvestment of IDCW- Rs.20000, Regular Plan-Flexi Payout of IDCW- Rs.20000, Direct Plan-Flexi Reinvestment of IDCW- Rs.20000, Direct Plan-Flexi Payout of IDCW- Rs.20000, Direct Plan-Annual Reinvestment of IDCW- Rs.20000, Direct Plan-Annual Payout of IDCW- Rs.20000, Direct Plan-Half-yearly Reinvestment of IDCW- Rs.20000, Direct Plan-Half-yearly Payout of IDCW- Rs.20000, Direct Plan-Quarterly Reinvestment of IDCW- Rs.20000, Direct Plan-Quarterly Payout of IDCW- Rs.20000, Direct Plan-Fortnightly Reinvestment of IDCW- Rs.20000, Direct Plan-Fortnightly Payout of IDCW- Rs.20000, Direct Plan-Monthly Reinvestment of IDCW- Rs.20000, Direct Plan-Monthly Payout of IDCW- Rs.20000, Direct Plan-Weekly Reinvestment of IDCW- Rs.20000, Direct Plan-Weekly Payout of IDCW- Rs.20000, Direct Plan-Growth- Rs.500, Direct Plan-Daily Reinvestment of IDCW- Rs.20000, Regular Plan-Annual Reinvestment of IDCW- Rs.20000, Regular Plan-Annual Payout of IDCW- Rs.20000, · multiples of 1
SIP frequency
SIP - Daily (D), Weekly (W), Monthly (M), Quarterly(Q) SWP - Monthly, Quarterly,Halfyearly (H), Yearly (Y) STP - Daily, Weekly, Monthly,Quarterly, Flexi STP - Daily (D), Weekly (W), Monthly (M), Quarterly (Q)
Minimum SIP amount
SIP - D-500/W-500/M-500/Q-1500 SWP - M-500/Q-500/H-500/Y-500 STP - D-100/W-1000/M-1000/Q-3000 Flexi STP - D- 100/W-1000/M-1000/Q-3000
Minimum instalments
SIP - Daily - 6, Weekly - 6, Monthly - 6, Quarterly - 4 SWP - Monthly-3, Quarterly-3, Halfyearly-3, Yearly-3 STP - Daily- 20,Weekly-6,Monthly-6,Quarterly-2 Flexi STP - Daily-20,Weekly-6,Monthly-6,Quarterly-2
Expense ratios change. Direct and regular plans normally have different expense ratios. Read the latest TER disclosure before investing.
Premium-free process

How a mutual-fund investment is paid

  1. Complete KYCIdentity, PAN, bank and contact verification are required.
  2. Choose route and optionUnderstand direct vs regular and growth vs IDCW before selecting.
  3. Choose SIP or lump sumSIP uses an automated mandate; lump sum is a one-time payment.
  4. Receive units at applicable NAVCut-off time, cleared funds and scheme rules determine the applicable NAV.
  5. Review, do not chaseTrack goal fit, risk, manager/mandate changes, costs and portfolio — not daily noise.
Original documents

Download and verify at source

The packaged Scheme Summary PDF is the official AMFI file, unchanged. Live AMC links are included for time-sensitive factsheets, top holdings and portfolios.

Source verification date: 06 September 2026. If a live document differs from this page, rely on the newer official document.

Need a human explanation?

Talk through the fund, costs and risks before deciding.

Educational support only — no promise of returns.

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