UTI Multi Asset Allocation Fund

Primarily market-linked growth exposure

The scheme seeks to generate long term capital appreciation by investing across asset classes. However, there is no assurance or guarantee that the investment objective of the scheme will be achieved.

How the money may be invested

Equity & equity related instruments (Including units of REITS): 65-80% (Medium to High) Debt and Money Market instruments (including securitised debt)*: 10-25% (Low to Medium) Commodity ETFs, Exchange Traded Commodity Derivatives: 10-25% (High) Units issued by InvITs: 0-10% (Medium to High) *The fund may invest up to 50% of its debt portfolio in securitized debt

SEBI category

Hybrid - Multi Asset Allocation

Fund type

An open-ended scheme investing in equity, debt and commodities

Primary benchmark

65% BSE 200 TRI + 25% CRISIL Composite Bond Index + 7% Domestic Price of Gold + 2% Domestic Price of Silver + 1% iCOMDEX Composite Index

Use the latest monthly portfolio

Top holdings are the largest securities currently owned by the scheme. Names and weights can change every month, so a copied list can become misleading. Open the AMC's current official portfolio or factsheet below and look for this exact fund name.

Manager and scheme tenure

Fund manager(s)

Mr. Sharwan Kumar Goyal FM 1 & Mr. Lokesh Kulthia - FM 2, Mr. Jaydeep Bhowal -FM 3

Manager tenure on this scheme

Since 01/11/2021 FM 1,19/06/2026 FM 2,01/10/2024 FM 3

Role / co-management

Co manage (Equity/ Commodity)FM 1,Co manage (Equity/ Commodity) FM 2,Co manage (Debt) FM 3

The tenure above is experience managing this scheme, not the manager's total career experience. For education, qualifications and prior roles, open the latest official AMC factsheet or manager profile below.

Latest NAV records

NAV is a per-unit accounting value. Compare returns, portfolio, risk and cost — never choose a fund only because its NAV looks low.

What you pay and how money moves

Stated expense ratio

Regular 1.81%, Direct 0.89%

Exit load

(A) Redemption / Switch out within 30 days from the date of allotment – 1.00% (B) Redemption / Switch out after 30 days from the date of allotment – NIL

Minimum application

Regular Plan-Growth- Rs.5000, Regular Plan-Reinvestment of IDCW- Rs.5000, Regular Plan-Payout of IDCW- Rs.5000, Direct Plan-Growth- Rs.5000, Direct Plan-Reinvestment of IDCW- Rs.5000, Direct Plan-Payout of IDCW- Rs.5000, · multiples of 1

SIP frequency

SIP - Daily (D), Weekly (W), Monthly (M), Quarterly(Q) SWP - Monthly, Quarterly,Halfyearly (H), Yearly (Y) STP - Daily, Weekly, Monthly,Quarterly, Flexi STP - Daily (D), Weekly (W), Monthly (M), Quarterly (Q)

Minimum SIP amount

SIP - D-500/W-500/M-500/Q-1500 SWP - M-500/Q-500/H-500/Y-500 STP - D-100/W-1000/M-1000/Q-3000 Flexi STP - D- 100/W-1000/M-1000/Q-3000

Minimum instalments

SIP - Daily - 6, Weekly - 6, Monthly - 6, Quarterly - 4 SWP - Monthly-3, Quarterly-3, Halfyearly-3, Yearly-3 STP - Daily- 20,Weekly-6,Monthly-6,Quarterly-2 Flexi STP - Daily-20,Weekly-6,Monthly-6,Quarterly-2

How a mutual-fund investment is paid

1. Complete KYCIdentity, PAN, bank and contact verification are required.
2. Choose route and optionUnderstand direct vs regular and growth vs IDCW before selecting.
3. Choose SIP or lump sumSIP uses an automated mandate; lump sum is a one-time payment.
4. Receive units at applicable NAVCut-off time, cleared funds and scheme rules determine the applicable NAV.
5. Review, do not chaseTrack goal fit, risk, manager/mandate changes, costs and portfolio — not daily noise.

Download and verify at source

The packaged Scheme Summary PDF is the official AMFI file, unchanged. Live AMC links are included for time-sensitive factsheets, top holdings and portfolios.

Source verification date: 06 September 2026. If a live document differs from this page, rely on the newer official document.