UTI - Overnight Fund

Income-oriented debt or money-market exposure

The investment objective of the scheme is to generate reasonable income, with low risk and high level of liquidity from a portfolio of overnight securities having a maturity of one day. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

How the money may be invested

Overnight Securities (including Triparty Repo on Government Securities or treasury bill & Repo): 100% (Low) The scheme will invest in Triparty Repo on Government Securities or treasury bill, market repo & securities having a maturity of one day. Here one day refers to one business day.

SEBI category

Debt - Overnight

Fund type

An open ended debt scheme investing in overnight securities. A Relatively Low interest rate risk and Relatively Low Credit Risk

Primary benchmark

CRISIL Liquid Overnight Index

Use the latest monthly portfolio

Top holdings are the largest securities currently owned by the scheme. Names and weights can change every month, so a copied list can become misleading. Open the AMC's current official portfolio or factsheet below and look for this exact fund name.

Manager and scheme tenure

Fund manager(s)

Mr. Jaydeep Bhowal FM 1,Not Applicable FM 2,Not Applicable FM 3,Not Applicable FM 4

Manager tenure on this scheme

Since 21/01/2025 FM 1,Not Applicable FM 2,Not Applicable FM 3,Not Applicable FM 4

Role / co-management

Primary FM 1,Not Applicable FM 2,Not Applicable FM 3,Not Applicable FM 4

The tenure above is experience managing this scheme, not the manager's total career experience. For education, qualifications and prior roles, open the latest official AMC factsheet or manager profile below.

Latest NAV records

NAV is a per-unit accounting value. Compare returns, portfolio, risk and cost — never choose a fund only because its NAV looks low.

What you pay and how money moves

Stated expense ratio

Regular 0.13%, Direct 0.09%

Exit load

Nil

Minimum application

Regular Plan-Growth- Rs.500, Regular Plan-Periodic Reinvestment of IDCW- Rs.20000, Regular Plan-Periodic Payout of IDCW- Rs.20000, Regular Plan-Daily Reinvestment of IDCW- Rs.20000, Direct Plan-Daily Reinvestment of IDCW- Rs.20000, Direct Plan-Growth- Rs.500, Direct Plan-Periodic Reinvestment of IDCW- Rs.20000, Direct Plan-Periodic Payout of IDCW- Rs.20000, · multiples of 1

SIP frequency

SIP - Daily (D), Weekly (W), Monthly (M), Quarterly(Q) SWP - Monthly, Quarterly,Halfyearly (H), Yearly (Y) STP - Daily, Weekly, Monthly,Quarterly, Flexi STP - Daily (D), Weekly (W), Monthly (M), Quarterly (Q)

Minimum SIP amount

SIP - D-500/W-500/M-500/Q-1500 SWP - M-500/Q-500/H-500/Y-500 STP - D-100/W-1000/M-1000/Q-3000 Flexi STP - D- 100/W-1000/M-1000/Q-3000

Minimum instalments

SIP - Daily - 6, Weekly - 6, Monthly - 6, Quarterly - 4 SWP - Monthly-3, Quarterly-3, Halfyearly-3, Yearly-3 STP - Daily- 20,Weekly-6,Monthly-6,Quarterly-2 Flexi STP - Daily-20,Weekly-6,Monthly-6,Quarterly-2

How a mutual-fund investment is paid

1. Complete KYCIdentity, PAN, bank and contact verification are required.
2. Choose route and optionUnderstand direct vs regular and growth vs IDCW before selecting.
3. Choose SIP or lump sumSIP uses an automated mandate; lump sum is a one-time payment.
4. Receive units at applicable NAVCut-off time, cleared funds and scheme rules determine the applicable NAV.
5. Review, do not chaseTrack goal fit, risk, manager/mandate changes, costs and portfolio — not daily noise.

Download and verify at source

The packaged Scheme Summary PDF is the official AMFI file, unchanged. Live AMC links are included for time-sensitive factsheets, top holdings and portfolios.

Source verification date: 06 September 2026. If a live document differs from this page, rely on the newer official document.