A managed mix of asset classes or strategies
Investment objective of the scheme is primarily to provide return through growth in the NAV or through dividend distribution (IDCW) and reinvestment thereof. Amounts collected under the scheme shall generally be invested as follows: (a) Not less than 60% of the funds in debt instruments with low to medium risk profile. (b) Not more than 40% of the funds in equities and equity related instruments
Investors who understand that the risk depends on the scheme's actual equity, debt and derivative mix.
Market, credit, interest-rate and allocation risk can operate together.
How the money may be invested
Debt: 60-100% (Low to Medium) Equity: 0-40% (Medium to High)
- SEBI category
- Hybrid - Dynamic Asset Allocation or Balanced Advantage
- Fund type
- An Open-ended tax saving cum insurance scheme
- Primary benchmark
- Nifty 50 Hybrid Composite Debt 50:50 Index
Use the latest monthly portfolio
Top holdings are the largest securities currently owned by the scheme. Names and weights can change every month, so a copied list can become misleading. Open the AMC's current official portfolio or factsheet below and look for this exact fund name.
Manager and scheme tenure
- Fund manager(s)
- Mr. Anurag Mittal FM 1, Mr. Ajay Tyagi FM 2, Mr. Kamal Gada FM 3 Mr. Akash Shah FM 4
- Manager tenure on this scheme
- Since 03/11/2025 FM 1,01/12/2014 FM 2,08/04/2025 FM 3 , 12/01/2026 FM 4
- Role / co-management
- Co manage (Debt) FM 1,Co manage (Equity) FM 2, Assistant Fund Manager (Equity Portion) FM 3, Assistant Fund Manager (Equity Portion) FM 4
The tenure above is experience managing this scheme, not the manager's total career experience. For education, qualifications and prior roles, open the latest official AMC factsheet or manager profile below.
Latest NAV records
NAV is a per-unit accounting value. Compare returns, portfolio, risk and cost — never choose a fund only because its NAV looks low.
| Plan / option reported by AMFI | NAV | Date |
|---|---|---|
| UTI - Unit Linked Insurance Plan - Direct Plan - Growth | ₹46.9962 | 04 Sep 2026 |
| UTI - Unit Linked Insurance Plan - Regular Plan - Growth | ₹43.1498 | 04 Sep 2026 |
What you pay and how money moves
- Stated expense ratio
- Regular 1.59%, Direct 1.10%
- Exit load
- If withdrawn prematurely – 2% On or after maturity – Nil
- Minimum application
- Minimum target amount under the scheme is 15000 which is required to be invested over 10/15 year period. · multiples of 15000
- SIP frequency
- SIP - Monthly (M), Quarterly (Q) SWP - Monthly,Quarterly, Half yearly, Annual STP - Monthly,Quarterly
- Minimum SIP amount
- SIP - M-500/Q-1500 SWP - M-500/Q-1500 STP - M-1000/Q-3000
- Minimum instalments
- SIP - Monthly - 180, Quarterly - 60 SWP - Not Applicable STP - Monthly-180,Quarterly-60, SIP - Monthly - 120, Quarterly - 40 SWP - Not Applicable STP - Monthly-120,Quarterly-40
How a mutual-fund investment is paid
- Complete KYCIdentity, PAN, bank and contact verification are required.
- Choose route and optionUnderstand direct vs regular and growth vs IDCW before selecting.
- Choose SIP or lump sumSIP uses an automated mandate; lump sum is a one-time payment.
- Receive units at applicable NAVCut-off time, cleared funds and scheme rules determine the applicable NAV.
- Review, do not chaseTrack goal fit, risk, manager/mandate changes, costs and portfolio — not daily noise.
Download and verify at source
The packaged Scheme Summary PDF is the official AMFI file, unchanged. Live AMC links are included for time-sensitive factsheets, top holdings and portfolios.
Source verification date: 06 September 2026. If a live document differs from this page, rely on the newer official document.