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General Insurance / Insurers / Galaxy Health Insurance
Stand-alone health insurer
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Galaxy Health Insurance

Use this page to understand current product families, important conditions and official documents.

Verification rule: This page is an educational summary, not an offer or policy contract. Confirm the live UIN/version, availability, premium, underwriting and wording on the insurer’s official site.
Current health product directory

Galaxy Health Insurance health plans

Plan names were checked from the insurer’s current public product/download pages on 5 September 2026. Read the current prospectus, Customer Information Sheet and wording before recommending or buying.

Current product family

Galaxy Promise

Eligibility
Plan-specific entry age, relationships, geography and medical underwriting apply. Check the attached prospectus/CIS.
Minimum income
No universal minimum income is stated here; affordability, sum insured and underwriting apply.
What it may cover
Only benefits expressly listed for this product—such as hospitalisation, defined pre/post care, day-care, benefit payouts or optional covers.
Not covered
Permanent exclusions, waiting-period claims, non-disclosure, inadmissible/non-medical expenses and limits in the wording.
Key comparison
Room category, waiting periods, co-pay, deductible, sub-limits, restoration, network and claim procedure.
Verify this plan on official site ↗
Current product family

Galaxy Guardian

Eligibility
Plan-specific entry age, relationships, geography and medical underwriting apply. Check the attached prospectus/CIS.
Minimum income
No universal minimum income is stated here; affordability, sum insured and underwriting apply.
What it may cover
Only benefits expressly listed for this product—such as hospitalisation, defined pre/post care, day-care, benefit payouts or optional covers.
Not covered
Permanent exclusions, waiting-period claims, non-disclosure, inadmissible/non-medical expenses and limits in the wording.
Key comparison
Room category, waiting periods, co-pay, deductible, sub-limits, restoration, network and claim procedure.
Verify this plan on official site ↗
Current product family

Galaxy Smart Outpatient – Rider

Eligibility
Plan-specific entry age, relationships, geography and medical underwriting apply. Check the attached prospectus/CIS.
Minimum income
No universal minimum income is stated here; affordability, sum insured and underwriting apply.
What it may cover
Only benefits expressly listed for this product—such as hospitalisation, defined pre/post care, day-care, benefit payouts or optional covers.
Not covered
Permanent exclusions, waiting-period claims, non-disclosure, inadmissible/non-medical expenses and limits in the wording.
Key comparison
Room category, waiting periods, co-pay, deductible, sub-limits, restoration, network and claim procedure.
Verify this plan on official site ↗
Current product family

Galaxy Top-up

Eligibility
Plan-specific entry age, relationships, geography and medical underwriting apply. Check the attached prospectus/CIS.
Minimum income
No universal minimum income is stated here; affordability, sum insured and underwriting apply.
What it may cover
Only benefits expressly listed for this product—such as hospitalisation, defined pre/post care, day-care, benefit payouts or optional covers.
Not covered
Permanent exclusions, waiting-period claims, non-disclosure, inadmissible/non-medical expenses and limits in the wording.
Key comparison
Room category, waiting periods, co-pay, deductible, sub-limits, restoration, network and claim procedure.
Verify this plan on official site ↗
Current product family

Galaxy Empower

Eligibility
Plan-specific entry age, relationships, geography and medical underwriting apply. Check the attached prospectus/CIS.
Minimum income
No universal minimum income is stated here; affordability, sum insured and underwriting apply.
What it may cover
Only benefits expressly listed for this product—such as hospitalisation, defined pre/post care, day-care, benefit payouts or optional covers.
Not covered
Permanent exclusions, waiting-period claims, non-disclosure, inadmissible/non-medical expenses and limits in the wording.
Key comparison
Room category, waiting periods, co-pay, deductible, sub-limits, restoration, network and claim procedure.
Verify this plan on official site ↗
Current product family

Galaxy Marvel

Eligibility
Plan-specific entry age, relationships, geography and medical underwriting apply. Check the attached prospectus/CIS.
Minimum income
No universal minimum income is stated here; affordability, sum insured and underwriting apply.
What it may cover
Only benefits expressly listed for this product—such as hospitalisation, defined pre/post care, day-care, benefit payouts or optional covers.
Not covered
Permanent exclusions, waiting-period claims, non-disclosure, inadmissible/non-medical expenses and limits in the wording.
Key comparison
Room category, waiting periods, co-pay, deductible, sub-limits, restoration, network and claim procedure.
Verify this plan on official site ↗
Current product family

Galaxy Privilege

Eligibility
Plan-specific entry age, relationships, geography and medical underwriting apply. Check the attached prospectus/CIS.
Minimum income
No universal minimum income is stated here; affordability, sum insured and underwriting apply.
What it may cover
Only benefits expressly listed for this product—such as hospitalisation, defined pre/post care, day-care, benefit payouts or optional covers.
Not covered
Permanent exclusions, waiting-period claims, non-disclosure, inadmissible/non-medical expenses and limits in the wording.
Key comparison
Room category, waiting periods, co-pay, deductible, sub-limits, restoration, network and claim procedure.
Verify this plan on official site ↗
Current product family

Arogya Sanjeevani Policy

Eligibility
Plan-specific entry age, relationships, geography and medical underwriting apply. Check the attached prospectus/CIS.
Minimum income
No universal minimum income is stated here; affordability, sum insured and underwriting apply.
What it may cover
Only benefits expressly listed for this product—such as hospitalisation, defined pre/post care, day-care, benefit payouts or optional covers.
Not covered
Permanent exclusions, waiting-period claims, non-disclosure, inadmissible/non-medical expenses and limits in the wording.
Key comparison
Room category, waiting periods, co-pay, deductible, sub-limits, restoration, network and claim procedure.
Verify this plan on official site ↗
Current product family

Galaxy Twin 360

Eligibility
Plan-specific entry age, relationships, geography and medical underwriting apply. Check the attached prospectus/CIS.
Minimum income
No universal minimum income is stated here; affordability, sum insured and underwriting apply.
What it may cover
Only benefits expressly listed for this product—such as hospitalisation, defined pre/post care, day-care, benefit payouts or optional covers.
Not covered
Permanent exclusions, waiting-period claims, non-disclosure, inadmissible/non-medical expenses and limits in the wording.
Key comparison
Room category, waiting periods, co-pay, deductible, sub-limits, restoration, network and claim procedure.
Verify this plan on official site ↗
Current product family

Unlimited Automatic Restoration – Rider

Eligibility
Plan-specific entry age, relationships, geography and medical underwriting apply. Check the attached prospectus/CIS.
Minimum income
No universal minimum income is stated here; affordability, sum insured and underwriting apply.
What it may cover
Only benefits expressly listed for this product—such as hospitalisation, defined pre/post care, day-care, benefit payouts or optional covers.
Not covered
Permanent exclusions, waiting-period claims, non-disclosure, inadmissible/non-medical expenses and limits in the wording.
Key comparison
Room category, waiting periods, co-pay, deductible, sub-limits, restoration, network and claim procedure.
Verify this plan on official site ↗
Current product family

Consumables – Rider

Eligibility
Plan-specific entry age, relationships, geography and medical underwriting apply. Check the attached prospectus/CIS.
Minimum income
No universal minimum income is stated here; affordability, sum insured and underwriting apply.
What it may cover
Only benefits expressly listed for this product—such as hospitalisation, defined pre/post care, day-care, benefit payouts or optional covers.
Not covered
Permanent exclusions, waiting-period claims, non-disclosure, inadmissible/non-medical expenses and limits in the wording.
Key comparison
Room category, waiting periods, co-pay, deductible, sub-limits, restoration, network and claim procedure.
Verify this plan on official site ↗
Current product family

Galaxy Companion – Rider

Eligibility
Plan-specific entry age, relationships, geography and medical underwriting apply. Check the attached prospectus/CIS.
Minimum income
No universal minimum income is stated here; affordability, sum insured and underwriting apply.
What it may cover
Only benefits expressly listed for this product—such as hospitalisation, defined pre/post care, day-care, benefit payouts or optional covers.
Not covered
Permanent exclusions, waiting-period claims, non-disclosure, inadmissible/non-medical expenses and limits in the wording.
Key comparison
Room category, waiting periods, co-pay, deductible, sub-limits, restoration, network and claim procedure.
Verify this plan on official site ↗

Official plan documents

Attached PDFs are kept at the bottom as requested. The official-site link is also provided because insurers can revise product versions.

Galaxy Promise brochureOpen attached PDF ↗
Galaxy Health Insurance — live product/document sourceOpen official website ↗
Personal Accident insurance

Galaxy Health Insurance: plans and conditions

Current product families to verify

Galaxy Personal Accident Shield

Review accidental death, PTD, PPD, temporary disability, occupation class and benefit limits.

Terms & conditions: The current proposal, policy wording, endorsements and schedule issued by Galaxy Health Insurance control. Availability is not guaranteed merely because a product page exists.

Open official product and brochure source →
Travel insurance

Galaxy Health Insurance: plans and conditions

Current product families to verify

Galaxy Fly Global Travel Insurance

Review destination, dates, medical limit, deductible, pre-existing-condition rules, evacuation and baggage/trip benefits.

Terms & conditions: The current proposal, policy wording, endorsements and schedule issued by Galaxy Health Insurance control. Availability is not guaranteed merely because a product page exists.

Open official product and brochure source →
Other Insurance

Galaxy Health Insurance: plans and conditions

Current product families to verify

Use the official other insurance product/document directory; no unverified plan name is shown.

Confirm that the exact specialised risk is named and read eligibility, limits, exclusions and claim evidence.

Terms & conditions: The current proposal, policy wording, endorsements and schedule issued by Galaxy Health Insurance control. Availability is not guaranteed merely because a product page exists.

Open official product and brochure source →
Official source

Latest documents and terms

Galaxy Promise brochureOpen attached PDF ↗
Galaxy Health Insurance — live product/document sourceOpen official website ↗

Need help applying this to your situation?

Speak with Underpitch before you compare premium, exclusions and claims conditions.

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