Understand Markets

Fundamental Analysis & Financial Statements

Learn how to read company accounts, calculate financial ratios and understand market value through visual, formula-based guides.

Fundamental Analysis

How to read a balance sheet: assets, liabilities and equity

Understand what a company owns, what it owes, shareholder capital, working capital and the warning signs hidden in a balance sheet.

Read guide →
Fundamental Analysis

How to read a profit and loss statement

Read revenue, operating profit, margins, finance costs, exceptional items, tax and earnings per share without being misled by one quarter.

Read guide →
Fundamental Analysis

How to read a cash flow statement

Understand operating, investing and financing cash flows, free cash flow and why accounting profit can differ from cash.

Read guide →
Fundamental Analysis

Market cap, enterprise value and share price explained

Understand why a low share price does not mean a cheap company and how market capitalisation differs from enterprise value.

Read guide →
Fundamental Analysis

Valuation ratios: P/E, P/B, P/S, EV/EBITDA and PEG

Learn the main valuation multiples, their formulas, appropriate use cases and common traps.

Read guide →
Fundamental Analysis

Profitability ratios: margins, ROE, ROCE and ROA

Measure pricing power, operating efficiency and returns earned on shareholder and business capital.

Read guide →
Fundamental Analysis

Liquidity ratios: current ratio, quick ratio and cash ratio

Assess whether short-term assets can cover short-term obligations and understand why higher is not always better.

Read guide →
Fundamental Analysis

Leverage and solvency ratios: debt, coverage and repayment capacity

Analyse debt-to-equity, net debt, interest coverage, debt/EBITDA and debt-service ability.

Read guide →
Fundamental Analysis

Efficiency ratios and the working-capital cycle

Understand asset turnover, inventory days, receivable days, payable days and cash conversion cycle.

Read guide →
Fundamental Analysis

Per-share, growth and earnings-quality ratios

Learn EPS, book value per share, CAGR, operating cash conversion, dividend payout and sustainable growth.

Read guide →
Fundamental Analysis

Complete financial-ratio formula guide

A practical reference for valuation, profitability, liquidity, leverage, efficiency, cash-flow and per-share formulas.

Read guide →